Dave answers questions from across America on getting rid of an upside-down car, credit card rewards, and pensions. Debt-Free Scream: A couple in New York calls the show to share what motivated them to pay off $77,000 in just nine months: "Our relationship started to get rocky. It was just fights after arguments and all that." If you're sick of not having a plan for your money, this episode can help you win with money.

Help People Win With Money:

Lead a Financial Peace University Group.You don't have to be a financial expert to lead a class—Dave Ramsey will handle all the teaching! Use online resources and your Coordinator Guide to prepare for each lesson and the class discussion questions.

Featured Calls:

• We need to save three-six months of expenses before getting out of debt to stay in the foster parent program.
• Is it okay to use credit cards for the cash back rewards? 
• Will having my name on my dad's deed affect me when I buy a house?

Also Mentioned in This Episode:

• Financial Peace University will help you take control of your money, plan for your future, and transform your life.
• Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams.

Listen and Watch

Anytime, Anywhere.

The Dave Ramsey Show app lets you download episodes for offline playback, customize your content, and see what’s coming up!

Using Google Play? Find Links Below: 

• Financial Peace University: https://goo.gl/Ui6MDT
• Become a FPU Coordinator: https://goo.gl/zhrmcD
• Retire Inspired: https://goo.gl/LL1RMU
• The Dave Ramsey Show app: https://www.daveramsey.com/show/app