Dave answers questions from across America on bitcoin, paying your tax bill, and paying cash for grad school. Debt-Free Scream: A couple from Indiana visits the show to share how they paid off $128,000 using EveryDollar: "You can't sacrifice what you want most for what you want RIGHT NOW." If you're freaked out by debt, don't burn your house down! This episode can help you win with money.

You CAN Win With Money:

• Smart Money will give you the momentum you need to kick-start your financial goals
• At Smart Conference, you will learn powerful, proven methods to help you make a real impact in the key areas in your life. 

Featured Calls:

• Is bitcoin a scam?
• I'm confused because I don't know who to talk to about my finances after my husband's death.
• What's the best way to budget extra cash after relocating to Germany?

Also Mentioned in This Episode:

• Don’t miss credits and deductions that could help you save more money! Find an ELP Tax Expert. 
• Find a qualified SmartVestor investing professional near you.
• Budgeting just got easy with EveryDollar.
• Retire Inspired can teach you how to make smart decisions now to help you live your retirement dreams.
• Protect your family with Zander Term Life Insurance.

Listen and Watch

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Using Google Play? Find Links Below: 

• Retire Inspired: https://goo.gl/LL1RMU
• SmartVestor Pro: https://goo.gl/W5QDi5
• EveryDollar: https://goo.gl/j2acMb
• ELP Tax Pro: https://goo.gl/jsHVJG
• Smart Conference: https://goo.gl/FaeVAg
• Smart Money: https://goo.gl/gbef8X
• The Dave Ramsey Show app: https://www.daveramsey.com/show/app