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The Dave Ramsey Show

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.
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Jul 17, 2018

"The reason we have a student loan crisis is not the cost of education. It's choice of education." — Dave  

 

 

You CAN Win With Money, and We'll Show You How: 

 

 

Also Mentioned on the Show:

 

 

Thanks for Listening!

Jul 17, 2018

"You can't get out of a hole while you're digging out the bottom." — Dave

 

 

Stop Digging a Hole and Start Winning With Money:

 

 

Also Mentioned on the Show:

 

 

Thanks for Listening!

Jul 17, 2018

"Building a house together can cause a divorce." — Dave 

 

 

Whether Building or Buying, Choose the Right Agent:

 

 

Also Mentioned on the Show:

 

 

Thanks for Listening!

Jul 16, 2018

"That's exactly how you do it, man. You just lean in, and whatever comes at you, you fight it off and you scratch and you claw and you make a difference . . ."  — Dave 

 

 

Never Fight About Money Again: 

 

 

More From Ken Coleman:

 

 

Also Mentioned on the Show:

Jul 16, 2018

"There's something that happens when you don't care what other people think." — Dave

 

 

Love Your Life Enough to Get Out of Debt:

 

 

Also Mentioned on the Show:

Jul 16, 2018

"You can '-ish' your way into getting nothing done." — Dave 

 

 

Learn How to Win With Money:

 

 

Also Mentioned on the Show:

Jul 13, 2018

"You can combine your budgets, your goals and your process tonight." — Dave 

 

 

Combining Expenses is Easy with EveryDollar: 

 

 

Also Mentioned on Today's Show: 

Jul 13, 2018

"All of your possible choices suck for a while, and you're going to have to swallow that and do it. There's no fairy godmother coming."  — Dave

 

 

Forget the Fairy Godmother and Take Control of Your Money:

 

 

Also Mentioned in Today's Show:

Jul 13, 2018

"Steer clear of the things that steal your energy and steer towards the things that give you energy." — Dave

 

 

Discover What Gives You Energy:

 

 

Also Mentioned on Today's Show: 

Jul 12, 2018

"It's not like it's going to be a devastating permanent financial decision. You can just sell it." — Dave 

  

 

Learn the Steps to Pay Cash for Your Next Car:

 

 

Also Mentioned on Today's Show: 

Jul 12, 2018

"We're doing harm to our kids and no one is suggesting we stop it." — Dave

 

 

Learn How to Pay Cash for College:

 

 

Also Mentioned in This Episode: 

Jul 12, 2018

"It's going to mean during those years that you have absolutely no life. Scorched Earth." — Dave 

 

 

Become Debt-Free and Build Wealth:

 

 

Also Mentioned on Today's Show: 

Jul 11, 2018

"You got rid of all the financial stress . . . You got radical!" — Dave

 

 

One Day Can Change Everything:

 

 

Also Mentioned in This Episode: 

Jul 11, 2018

"My personal 401(k)s and Roth IRAs are invested in good, growth stock mutual funds spread across four categories evenly . . . I don't own a single bond." — Dave

 

 

Build Wealth With Smart Investing:

 

 

Also Mentioned on Today's Show: 

Jul 11, 2018

"I would walk before I went into debt for a car." — Dave

 

 

Learn How to Save Money and Ditch Car Payments:

  

 

Also Mentioned on Today's Show: 

Jul 10, 2018

"They'll take everything. It's a Federally-insured student loan which gives them access to everything." — Dave 

 

 

Learn How to Avoid Student Loan Debt:

 

 

Also Mentioned on Today's Show: 

Jul 10, 2018

"Get on a budget and take enough jobs to pay for your family . . . You're a grown man with a family and your daddy's still taking care of you." — Dave 

 

 

Get on a Budget in Just 10 minutes:

 

 

Also Mentioned on Today's Show: 

Jul 10, 2018

"Wake-up call! We've got to do something about this debt!" — Dave

 

 

Beat Student Loan Debt With the Baby Steps:

 

More From Chris Hogan:

 

 

Also Mentioned on Today's Show: 

Jul 9, 2018

"You can't go somewhere if you don't know where you're going or how you're going to get there. Your budget is your road map." — Dave

 

 

Budgeting Just Got Easy: 

 

 

Also Mentioned in This Show:

Jul 9, 2018

"Your most powerful wealth building tool is your income. It's not the spread of your investments over your debt interest rate." — Dave

 

 

Learn to Eliminate Debt and Invest for the Long Term:

 

 

Also Mentioned On Today's Show:

Jul 9, 2018

"There are very few schools that you attend that cause success. Knowledge causes success. And application of knowledge causes success." — Dave 

 

 

Learn How to Make Money and Save for College Now:

 

 

Also Mentioned on Today's Show:

Jul 6, 2018

"Passion speaks to what work I love to do. Talent speaks to what I do very well." — Ken Coleman

 

 

Plan For Your Future And Transform Your Life:

 

 

More From Ken Coleman: 

 

 

Also Mentioned in This Episode:

Jul 6, 2018

"If I wouldn't buy it again, it's time to sell it."  — Dave

 

 

Save Money When Buying or Selling: 

 

 

Also Mentioned in This Episode:

Jul 6, 2018

"We're game on. Lean in. Extra jobs and beans and rice and budgets and everything else." — Dave 

 

 

Paying Down Your Big Mess Starts With an EveryDollar Budget:

 

 

Also Mentioned in This Episode:

Jul 5, 2018

"That's psychological warfare . . . they're trying to intimidate you." — Dave

 

 

Budgeting Just Got Easy:

 

 

Also Mentioned in This Episode: 

Jul 5, 2018

"I don't think the investment is your secret sauce answer to your problem. I think you are." — Dave 

 

 

Avoid Money Mistakes in College:

 

 

Also Mentioned in This Episode:

Jul 5, 2018

"Broke people making fun of your financial plan means you're on track." — Dave 

 

 

Break Free From Money Stress:

 

 

Also Mentioned in This Episode: 

Jul 4, 2018

"This is how you create a whole wussification of America . . ." — Dave

 

 

Raising the Next Generation to Win:

 

 

Also Mentioned in This Episode: 

Jul 4, 2018

"You've got control of your life in the palm of your hand." — Dave 

 

 

Find Debt Freedom With EveryDollar: 

 

 

Also Mentioned in This Episode: 

Jul 4, 2018

"It's the worst possible kind of debt to have. They're all-powerful and expensive." — Dave

 

 

Learn How to Get Out of Debt:

 

 

Also Mentioned in This Episode: 

Jul 3, 2018

"There are four things a young couple needs to be in agreement on, and if they're in agreement on these four things, the data points tell us they have a high success rate in their marriage." — Dave

 

 

A Date Night Worth Investing In:

 

 

Also Mentioned in This Episode: 

Jul 3, 2018

"When you are out and about making purchases, then you will spend more if you are using your debit card or a credit card . . . than if you use cash." — Dave 

  

 

Spend Less Money With the Envelope System:

 

 

Also Mentioned in This Episode: 

Jul 3, 2018

"I can't even imagine what you're going through, but don't let the emotional state give you an excuse to go do crazy spending of some kind." — Dave

 

 

Be Prepared for Emergencies With the Baby Steps:

 

 

Also Mentioned in This Episode: 

Jul 2, 2018

"You don't have a financial problem. You have a heartbreak." — Dave

 

 

Find Long-Term Care Insurance:

 

 

Also Mentioned in This Episode: 

Jul 2, 2018

"You're falling into the classic trap that causes people to not get traction. You're trying to do six things at once and none of them are getting done." — Dave

 

 

Learn Steps to Get Traction With Money:

 

 

Also Mentioned in This Episode:

Jul 2, 2018

"I cannot imagine a world in which I would accept 12 years of servitude as my future." — Dave

 

 

Learn How to Stop Drowning in Debt: 

 

 

More From Rachel Cruze:

 

 

Also Mentioned in This Episode:

Jun 29, 2018

Reconnect and Invest in Your Relationship:

 

 

Also Mentioned in This Episode:

Jun 29, 2018

Get Focused, Small-Business Support:

 

 

More From Ken Coleman:

 

 

More From Anthony ONeal:

Jun 29, 2018

Budgeting Just Got Easy:

 

Jun 28, 2018

Learn to Budget Without the Money Fights:

 

 

Budgeting Just Got Easy:

 

 

Jun 28, 2018

Get Support to Make Money Doing What You Love:

 

 

More From Ken Coleman:

Jun 28, 2018

Provide a Happier, Healthier Workplace:

Jun 27, 2018

Learn to Reset Financial Goals Together:

 

 

Explore Your Best Business Idea: https://goo.gl/8s2Fdb

Jun 27, 2018

Step-by-Step Guidance for Your Small Business Idea:

 

Jun 27, 2018

Help Students Avoid Debt:

 

Jun 26, 2018

Learn How to Reach Your Financial Dreams:

 

 

Smart Graduation Gifts:  https://goo.gl/XJ9mk5

Jun 26, 2018

Budgeting Just Got Easy:

 

Jun 26, 2018

Make Your Business Idea Happen:

 

 

More From Anthony ONeal:

 

 

 

Jun 25, 2018

Learn to Live More, Worry Less:

 

 

Dave's Hiring!

Jun 25, 2018

Learn Tools to Communicate More Effectively:

Jun 25, 2018

Learn How to Reset Your Life:

 

Jun 22, 2018

"The rule of thumb I use is: don't have things with motors in them totaling more than half your annual income." — Dave

 

 

Budgeting Just Got Easy:

 

  

Also Mentioned in This Episode: 

Jun 22, 2018

"Every dollar has an assignment before the month begins." — Dave

 

 

Budgeting Just Got Easy:

 

  

Also Mentioned in This Episode: 

Jun 22, 2018

"We recommend 10–12 times your income for you on a 15- or 20-year term policy." —Dave

 

 

Protect Your Family With Term Life Insurance:

 

  

Also Mentioned in This Episode: 

Jun 21, 2018

"You have to face the reality that your good intentions and the wonderful cause that you're serving is not enough." — Dave 

 

 

How to Save $1,000 Fast:

 

 

Also Mentioned in This Episode: 

Jun 21, 2018

"When you focus on something exclusively, that's when you win with it." — Dave 

 

 

How to Save $1,000 Fast:

 

 

Also Mentioned in This Episode: 

Jun 21, 2018

"The shortest path to wealth is no payments." — Dave 

 

 

Get on the Path to Wealth:

 

 

Also Mentioned in This Episode: 

Jun 20, 2018

"Get on a written game plan and tell your money what to do instead of wondering where it went." — Dave 

 

 

Create Your Game Plan in Just 10 Minutes:

 

 

Also Mentioned in This Episode:

 

Jun 20, 2018

"I'm not a family therapist. I'm just an old man who's done a lot of stuff." — Dave

 

 

Learn to Say No: 

 

 

Also Mentioned in This Episode: 

Jun 20, 2018

"The part-time job has one purpose and one purpose only, and that is to pay on the debt." — Dave

 

 

Learn to Save $1,000 Fast: https://goo.gl/yrV73X 

 

 

Also Mentioned in This Episode: 

Jun 19, 2018

"When you come out of bankruptcy, you come out of bankruptcy with nothing. . . . It's not a wealth-building methodology." — Dave

 

 

Start Winning With Money:

 

 

Also Mentioned in This Episode: 

Jun 19, 2018

"You didn't marry them, you went to work for them. If you can go make twice as much, you should." — Dave

 

 

Find Your Best Business Idea:

 

 

Also Mentioned in This Episode:

Jun 19, 2018

"I'm glad it aggravates you because that's going to motivate you to get after it." — Dave

 

 

Graduation Gifts that Motivate: https://goo.gl/XJ9mk5 

 

 

Also Mentioned in This Episode:

Jun 18, 2018

"Let's build you a business . . . and you can control your time at home." --Dave

 

 

Build a Business to Make Money Doing What You Love:

 

 

Also Mentioned in This Episode:

Jun 18, 2018

"It is not child abuse to NOT support your children's stupid decisions." — Dave

 

 

Learn the Word "NO:"

 

 

Also Mentioned in This Episode:

Jun 18, 2018

"The bad news is, you learned a very expensive lesson. The good news is, if you learned it, you'll never have to learn it again." — Dave

 

 

Clean Up Overdrafting With Easy Budgeting:

 

 

More from Rachel Cruze:

 

 

Also Mentioned in This Episode:

Jun 15, 2018

"We weren't managing the money we had . . . We needed to worry about the money going out, not just what's coming in." 

Dave chats with a couple under serious financial stress until they made a budget and turned it all around in just 2 years.

 

 

Budgeting Just Got Easy:

 

 

Also Mentioned in This Episode:

Jun 15, 2018

"Money's not in a different category here. You're teaching them behavior skills . . . to have self-control and to be a high-quality adult." —Dave 

 

 

Teach Teens to Avoid Money Mistakes: 

 

 

Also Mentioned in This Episode: 

Jun 15, 2018

"Your best inheritance to your children is first and foremost the character that you transfer to them." — Dave

 

 

Learn How to Build a Family Legacy:

 

 

Also Mentioned in This Episode: 

Jun 14, 2018

"If broke people are making fun of your financial plan, you're right on track." — Dave

 

 

Decide to Live Smarter:

 

 

Also Mentioned in This Episode: 

Jun 14, 2018

"The point of Baby Step 1 is . . . GET STARTED." — Dave

 

 

Discover How to Save $1,000 Fast: 

 

 

Also Mentioned in This Episode: 

Jun 14, 2018

"It's all in. All in for the healing or all in for the hell. Which one are you going to sign up for?" — Dave

 

 

Go All in for a Financial Makeover:

 

  

Also Mentioned in This Episode: 

Jun 13, 2018

Author Andy Andrews visits Ken Coleman in the studio to chat about hope and creating value for other people. 

Ken Coleman and Anthony ONeal sit in for Dave and give advice on investing, paying off debt, and saving for the future by following Dave's proven plan for winning with money.

 

 

Find Top Real Estate Agents Who Can Help You Save Money:

 

  

More from Ken Coleman:

 

 

More From Anthony ONeal:

 

 

Also Mentioned in This Episode: 

Jun 13, 2018

"The point of personal finance is it's personal, meaning that your life and your family decisions are as valid as the math decisions." --Dave

In this episode Dave talks about mortgages and tax deductions, investing in real estate, and why paying off the mortgage is a smart way to build wealth.

 

 

Save Money When Buying or Selling a Home:

 

 

Also Mentioned in This Episode:

Jun 13, 2018

"Everything that we talk about is what Proverbs says, that the diligent prosper. Meaning that when you work your butt off, you have money." — Dave

A family from California visits the studio to share their debt-free journey. Listen to hear what makes Dave say, "Beware of the preschool teacher!" 

Dave explains why his teachings don't match up with the "prosperity gospel" and why it's absurd to say the program only works for the privileged. 

 

 

Transform Your Life in 7 Simple Steps:

Jun 12, 2018

Borrowing money to get ahead in life will usually come back to bite you. Dave knows. He's been there. In this episode, Dave gives practical advice on debt, investing and building wealth.

 

 

Never Worry About Money Again:

 

 

Also Mentioned in This Episode:

Jun 12, 2018

To win with money, couples need to be on the same page. In this episode, Dave gives tips to help improve communication in marriage when making a budget and attacking debt.

A couple from Texas calls the show to scream, "We're DEBT-FREE!" 

 

 

Budgeting Together Just Got Easier:

 

 

Also Mentioned in This Episode: 

Jun 12, 2018

In this episode, Dave talks about the three things you should do with your money and the best way to invest in mutual funds to pull a livable income during retirement.

A couple in Florida calls the show to share how they declared bankruptcy and felt hopeless when they still had to pay off $50,000. But they followed Dave's plan and got out of debt: "We're out! We're free! . . . When you have your moment of change, never look back!" 

 

 

Find a Qualified Investing Professional Near You: 

 

 

Also Mentioned In This Episode:

Jun 11, 2018

Debt doesn't have to be a lifetime sentence. A millennial couple from North Carolina visits the studio to share how they paid off $127,000 in two years and started a small business with cash!

Christy Wright joins Dave in studio to discuss how women can discover their profit potential and how to take their small business to the next level. 

 

 

Learn What You Need to Start or Grow Your Business:

 

 

More From Christy Wright:

 

 

Also Mentioned in This Episode: 

Jun 11, 2018

Retiring wealthy is the Great American Dream, but figuring out if you will have enough to live on and enjoy can be a little scary. In this episode Dave explains how to determine if your investments will fund your retirement dreams.

Dave discusses Credit Bureaus and the dependent relationship Americans have with the almighty FICO score.

A determined couple from Ohio visits the studio to scream, "We're DEBT-FREE!"

 

 

Live the Dream! Find a Qualified Investing Professional:

 

 

Also Mentioned in This Episode:

Jun 11, 2018

Dave recommends buying ten times your income in term life insurance. But what if a tragic diagnosis prevents you from being eligible? In this episode, Dave gives practical advice to a cancer survivor who wants to protect his family with life insurance. 

A family from Los Angeles, California visits the studio to share their debt-free journey: "Big hairy debt payments are the only way to knock out big hairy debts!"

Dave gives personal insight to a young couple in walking through Chapter 13 bankruptcy: "Sharon and I went through the same kind of stuff you guys are going through, but with zeros on the end of our stupidity.... So I know how it feels to be scared and wish I hadn't done that."

 

 

Protect Your Family With Term Life:

 

 

Also Mentioned in This Episode:

Jun 8, 2018

Feeling stuck in debt? There's a way out! Like millions of other families, you can take simple steps to change the way you handle money and get ahead. In this episode, Dave gives practical advice on the quickest way to beat debt and talks to a couple from Kentucky who paid off $125,000 in less than 2 years!

Dave talks about Proverbs 13:11: Wealth gained hastily will dwindle, but whoever gathers money little by little makes it grow.

 

 

Proven Tools to Help You Win With Money:

 

 

Also Mentioned in This Episode: 

Jun 8, 2018

Small-business and property owners are the backbone of America. But if you don't know the basics of handling your money the right way, it can be disastrous to your bottom line. In this episode, Dave explains how to set up a business account with a separate prioritized spending plan to know exactly how profitable your business is.

 

Learn How to Handle Your Money:

Jun 8, 2018

If you think you'll be in debt until the day you die, think again! In this episode, Dave talks to several callers who are living that debt-free life, including a newlywed couple from Washington who paid off $109,000 in less than 2 years! Listen to be inspired by their story!

 

 

Proven Tools to Help You Get Out Debt:

 

 

Also Mentioned in This Episode:

Jun 7, 2018

Don't tell Dave that all millennials live in their parents' basement playing video games. Some are on fire! In this episode, Dave chats with a 19 year old who has a solid plan to finish school debt-free, but wants to know when she should start investing, move out of her parents' home, and buy a house on her own! Listen to Dave's practical guidance on what college students should do with their money and when to start living independently.

 

 

Raise Money-Smart Kids: 

 

 

Also Mentioned in This Episode:

Jun 7, 2018

Home—it's not just a place to lay your head. It's the sound of "Happy Birthday" echoing around the table. It's the smell of popcorn hanging in the air while binge-watching TV late at night. Your home is full of memories, so deciding to pack up and move is full of emotions—even if you're moving for a good reason. Dave's been there! In this episode, Dave gives practical advice on whether to sell your home if you're trying to pay down debt. 

 

 

A Mortgage Company You Can Trust: 

 

 

Also Mentioned in This Episode:

Jun 7, 2018

Retirement expert Chris Hogan says retirement is not an age—it's a financial number. And the good news is, you get to set that number. Do you dream of retiring with millions? In this episode, Dave and Chris interview people just like you with a net worth of at least $1,000,000 to find out what they did to reach their number. Do what they did, and you, too, can become an everyday millionaire. 

 

 

More From Chris Hogan:

 

 

Also Mentioned in This Episode:

Jun 6, 2018

Achieving personal goals is challenging, especially when family members make you feel guilty for it. In this episode, Dave gives insight on how to set clear, healthy boundaries with family. 

 

Learn More About Setting Boundaries:

 

Also Mentioned in This Episode:

Jun 6, 2018

If a lifetime of stupid money mistakes is stealing your hope and inspiration, it's time to draw a line in the sand. In this episode, Dave gives insight on how to find motivation to take control of your money and future. "Grace means I can put stupid in the rear-view mirror. . . . There are storm clouds in the rearview mirror. But that's in the past. Drive away from the storm toward the sun. That's what we're all trying to do—learning from our mistakes."

 

 

Retire With Dignity: 

 

 

Also Mentioned in This Episode:  

Jun 6, 2018

Transitioning to a single-income household after a divorce can be scary and overwhelming. In this episode, Dave talks to a rockstar single mom who explain the steps she took to become a millionaire! 

Dave talks to Susan Spencer, author of When Action Follows Heart: 365 Ways to Share Kindness.

A couple from Texas calls the show to scream, "We're DEBT-FREE!" 

 

Dave's Proven Plan to Financial Peace:

 

 

Also Mentioned in This Episode:

Jun 5, 2018

Too many students are drowning under the weight of school loans. It doesn't have to be that way. In this episode, Dave gives practical advice on how to pay for your degree in cash!

A couple from Kentucky visits the studio to share how they paid off $72,000 of student loans in 19 months: "Sallie Mae was around long enough, I think I was going to have to take her for a driving test soon!"

 

 

Avoid Money Mistakes in College:

 

   

Also Mentioned in This Episode:

Jun 5, 2018

When family members are struggling to make ends meet, it's normal to want to help them out. In this episode, Dave explains how to help family with money the right way so you're not supporting their bad behavior.

A couple from Colorado visits the studio to share how they paid off over $263,000 and scream, "We're DEBT-FREE!" 

Dave gives historical market data on investing in mutual funds vs. the S & P. 

 

 

Know Exactly Where Every Dollar Is Going:

 

 

Also Mentioned in This Episode:

Jun 5, 2018

Most parents know teaching kids how to handle money is important, but knowing how to do it the right way doesn't come naturally. In this episode, Dave gives insight on how he taught the Ramsey kids about money and shares practical ways parents can create teachable moments for kids from toddlers to college students.

Newlyweds from Minnesota visit the studio to share how they paid off over $60K: "When you get on the exact same page, whether it's a paper budget or you're using the EveryDollar app...you see what each other is doing and you talk about it. That's what the key was!" 

Dave shares his personal thoughts on firearms training and insurance.  

 

Raise Money-Smart Kids:

 

 

Also Mentioned in This Episode:

Jun 4, 2018

Investing for retirement doesn't have to be complicated. In this episode, Dave gives insight on investing in mutual funds vs. single stocks.

A family from Boston visits the studio to scream, "We're DEBT-FREE!" 

Chris Hogan joins the show to chat with Dave about the proven processes that connect people to financial success. Chris says if you borrow from your 401(k), you're stealing from your dreams.

 

 

Become a Hero to Your Employees:

 

 

More From Chris Hogan: 

  

 

Also Mentioned in This Episode:

Jun 4, 2018

Providing for your family's future is a huge responsibility, but it doesn't have to be scary. In this episode, Dave talks with a young, expectant father about how to make sure his child won't live in poverty by following steps in the "success sequence." 

A family from Utah visit the studio to share their debt-free story: "Some days I would go to my first job in the morning at 7 a.m. . . . then go to my second job to deliver Papa John's pizzas until 1 a.m."

 

 

Budget Your Way to a Secure Future:  

   

 

Also Mentioned in This Episode:

Jun 4, 2018

Rachel Cruze joins Dave on the show to discuss balanced parenting, and how to set a good example for kids financially even if you've made mistakes in the past.

An incredible survivor from Ohio makes Dave tear up when she shares her journey to debt freedom: "It feels amazing just to own my entire paycheck!" 

 

 

Teach Kids to Win With Money:

 

 

More From Rachel Cruze:

 

  

Also Mentioned in This Episode:

Jun 1, 2018

Small Business Guide for Teens:

 

 

Bring Life-Changing Financial Wellness to Your Team:

Jun 1, 2018

Help People Win With Money:

May 31, 2018

One Day Can Change Everything: 

 

 

A Date Night Worth Investing In: 

May 31, 2018

Tools to Help You Build Wealth:  

May 30, 2018

A Date Night Worth Investing In: 

 

 

Business Idea Bootcamp:

 

 

May 30, 2018

One Day Can Change Everything: 

 

 

May 30, 2018

Proven Money Solutions: 

May 29, 2018

For Leaders Who Aren't Ready to Settle for the Norm:

May 29, 2018

Make Money Doing What You Love:

May 29, 2018

Tools to Help You Handle Money:

May 28, 2018

Start Your Debt-Free Journey:

May 28, 2018

Budgeting for a Home Just Got Easy:

 

 

Find Top Real Estate Agents:

May 28, 2018

For Leaders Who Aren't Ready to Settle for the Norm:

May 25, 2018

In this episode, Dave gives practical advice about paying off student loan debt and how to build wealth for your family's future.

A young couple in South Dakota visits Dave in the studio to share their debt-free story. 

 

 

Take Control of Your Money, Plan for Your Future, and Transform Your Life:

 

 

Also Mentioned in This Episode: 

May 25, 2018

Bunking with family for a while may sound like a smart idea if you're trying to save money. In this episode, Dave gives wise advice to couples who are dealing with the stress of living with in-laws to reach financial goals.

Also, sometimes it's the in-laws who need help with money. Dave gives insight on the best way to talk about money with family members who are struggling.

 

 

Stop Arguing About Money and Find Peace for Your Family:

 

 

Also Mentioned in This Episode: 

May 25, 2018

Emotions can get high when there's a wedding on the calendar! In this episode, Dave gives insight on how to respectfully set boundaries when family members are expecting more than you're willing or able to give.

Also, what should you do if you're engaged to someone who's irresponsible with money? Dave gives some personal advice to a young girl who wants to get her finances together, but her boyfriend thinks Financial Peace University is a scam.

  

Build Healthy Family Relationships:

  

Get on the Same Page Financially:

  

Also Mentioned in This Episode: 

May 24, 2018

Dave discusses the myth that you have to go to an expensive school to be successful in life. 

A couple from St. Louis visits the studio to share their debt-free story: "For us the real key was creating a budget and sticking to it. It was both the hardest adjustment and the most important one."

 

 

Avoid Money Mistakes in College:

 

 

Also Mentioned in This Episode: 

May 24, 2018

Losing a spouse is overwhelming enough, but trying to make money decisions while you're grieving is nearly impossible. In this episode, Dave talks about the wisdom of slowing down a bit before making drastic decisions when the grief is so fresh you can't even breathe.

A couple from Ohio visits the studio to scream, "We're DEBT-FREE!"

 

Protect Your Family With Term Life Insurance:

 

 

Also Mentioned in This Episode:

May 24, 2018

Rachel Cruze joins Dave in studio to talk about life hacks that will save you money. 

A couple from Texas visits the studio to share how they paid off $132,000: "Daily choices and controlling impulse buying was the key."

 

 

Get the Best Deal on Insurance:

 

 

More From Rachel Cruze:

 

 

Also Mentioned in This Episode:

May 23, 2018

Getting out of debt is a huge goal, but it's not the finish line! In this episode, Dave explains the steps to buy a home, save for retirement, and enjoy your money.

 

 

Make Extra Money Doing What You Love:  

 

 

Also Mentioned in This Episode:

May 23, 2018

You don't have to keep living paycheck to paycheck. If you're drowning in debt, Dave's been there and can show you the way out. His proven plan can give you a clear path to attack debt and start building a better future! 

A young couple from Idaho visits the studio to share their debt-free story: "We were on a plan, and there was no option to stray from it."

 

 

Build a Better Future:

 

 

Also Mentioned in This Episode:

May 23, 2018

Generosity isn't always easy for both partners in a marriage. In this episode, Dave gives insight on tithes, offerings and how to be unified in giving. "If you don't have giving built into your system, you're limiting your personal growth, you're limiting the results you'll get with money, you're limiting everything."

 

 

Learn the Secret to Contentment and Generosity:

 

 

Mentioned in This Episode:

May 22, 2018

In this episode, Dave explains a step-by-step plan that will show you how to get out of debt and build wealth.

A couple in Utah calls the show to scream, "We're DEBT-FREE!"  

 

 

Get on Dave's Proven Program to Become Debt-Free: 

 

 

Also Mentioned in This Episode:

May 22, 2018

In this episode, Dave gives insight on investing in mutual funds, how to plan for retirement, and when to buy real estate.

Also, Dave talks to a millionaire to find out what he did to become wealthy. 

A young couple in Michigan calls the show to share how they paid off their mortgage!

 

 

Find Someone to Teach You About Smart Investing:

 

 

Reach Your Goal to Be Debt-Free With Dave’s 7 Baby Steps:

  

Also Mentioned in This Episode:

May 22, 2018

You want to provide for your family, but you don't want to choose the wrong life insurance policy or pay too much for it! In this episode, Dave gives practical advice on how to choose the right insurance, how much it should cost, and how to plan for it in your budget.

Also, if you're tired of bad money habits sabotaging your life, Dave gives insight on how to get your spouse to listen to your concerns so you can work together to build a better future. A couple from Pittsburgh visits the studio to share their personal story of how Financial Peace University helped them turn things around.

 

 

Protect Your Family With the Right Insurance:

 

 

Decide to Change Your Financial Future:

 

 

Also Mentioned in This Episode:

May 21, 2018

It hurts to watch your parents struggle with money, but bailing them out repeatedly never solves the problem. In this episode, Dave gives insight on how to talk to parents who don't want to deal with money problems. Also, a couple from Michigan shares how they became debt-free!

  

Never Worry About Money Again:

  

Also Mentioned in This Episode:

May 21, 2018

You're working too hard for your money to retire stressed over money. In this episode, Dave gives practical advice on how to make a realistic plan that will help you reach your retirement dreams! 

 

Clarify What Your Retirement Dream Is and Make It Happen:

 

 

Also Mentioned in This Episode:

May 21, 2018

College graduates shouldn't have to start their adult life trapped in debt for years. In this episode, Dave addresses the student loan crisis in America and gives practical advice on how to beat debt. Also, a New Yorker visits the studio to share how he paid off his student loans.

 

Get on the Path to Debt Freedom: 

 

Also Mentioned in This Episode:

May 18, 2018

In this episode, Dave explains where medical bills should go in the "debt snowball," the quickest way to pay off multiple debts so you can start building wealth. Also, a newlywed couple from San Diego visits the studio to share how they paid off $63,000 in 13 months!

 

 

Learn More About The Debt Snowball:

 

 

Also Mentioned in This Episode:

May 18, 2018

In this episode Dave explains what to budget for and what to set aside in sinking funds while you're still in debt. Also, a family from South Carolina visits the studio to share their debt-free story: "I was like a bull in the china shop with the budget."

 

 

Get the Program to Change Your Family Tree:

  

 

Also Mentioned in This Episode: 

May 18, 2018

In this episode Dave explains why he doesn't yell at people for taking out a mortgage and gives specifics on the best way to buy a house. Also, a couple from Georgia visits the studio to scream, "I'm DEBT-FREE!"

 

 

Change Your Life With A Program That Works: 

 

 

Summer Car Give-Away: https://www.daveramsey.com/giveaway

 

 

Also Mentioned in This Episode: 

May 17, 2018

Chris Brown joins Dave in studio to discuss distracted parenting and encourage worried dads struggling to get out of debt.

 

 

More From Chris Brown:

 

 

Also Mentioned in This Episode:

May 17, 2018

Chris Hogan joins Dave in studio to talk about how to invest in 401(k)s to build wealth for retirement. Also, a couple in South Dakota calls the show to share how they paid off $157,000 in student loan debt: "We didn't buy new cars or houses like all of our friends were doing when they got out of college." 

 

 

Get on the program that works to get out of debt and build wealth:

 

 

More From Chris Hogan:

 

   

Also Mentioned in This Episode:

May 17, 2018

When you're frustrated with how you're being treated, it's easy to get angry. In this episode, Dave talks to a caller who trashed Xfinity on the show to get the rest of the story...it's a great one! Also a couple from Florida calls the show to scream, "We're DEBT-FREE!"

 

 

Resources to help you stop living paycheck to paycheck:

   

 

Also Mentioned in This Episode:

May 16, 2018

In this episode, Dave and Chris Hogan interview everyday millionaires to discover how they became wealthy. 

   

More From Chris Hogan:

 

 

Also Mentioned in This Episode:

May 16, 2018

Deciding how to handle life insurance or 401(k)s after a divorce can be tricky. In this episode, Dave suggests an alternative to naming your ex as the beneficiary so your child will be provided for if something happens to you. Also, a couple from Atlanta visits Dave in studio to scream, "We're DEBT-FREE!" 

 

Protect Your Family With Term Life Insurance:

  

Also Mentioned in This Episode: 

May 16, 2018

It is 100% possible to win at business without borrowing money! In this episode, Dave shares his personal story on growing a debt-free multimillion-dollar business from the ground up. You can expand without business loans. Dave can show you how.

 

Step-by-Step Guidance to Take Your Business Where You Want It to Go:

  

Also Mentioned in This Episode:

May 15, 2018

If talking about money with your spouse usually ends in a fight, it might be hard to think about budgeting together. In this episode, Dave gives personal insight about how to create trust with a spouse who feels their opinion doesn't count. Also, a couple from New Jersey call the show to share their debt-free story!

 

 

Budgeting Just Got Easy:

   

 

Also Mentioned in This Episode:

May 15, 2018

Feel empty when you leave work? You're not alone. In this episode, Ken Coleman joins Dave in studio to help callers unlock their full potential and find meaning in their careers. Listen to learn what steps you can take to discover your purpose and fulfill your dreams.

 

 

More From Ken Coleman:

 

 

Find the Tools, Training, and Support You Need to Make Money Doing What You Love: 

 

 

Also Mentioned in This Episode: 

May 15, 2018

Saving up for a down payment on a new home can be overwhelming, and you certainly want to feel confident about the biggest purchase you'll ever make. In this episode, Dave gives practical advice to callers on figuring out how much house you can afford and saving for a down payment. Also, a woman in Oklahoma calls the show to share her debt-free story!

 

 

Get on the Plan to Reach Your Financial Goals:

 

 

Find the right coverage for your home at the best price:

   

 

Also Mentioned in This Episode:

  

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 14, 2018

In this episode Dave gives practical advice to young graduates just starting out in life. Also, newlyweds from Kentucky visit the studio to share their debt-free story: "When we got home from our honeymoon we sat down and did the budget, and I felt nauseous because of how much debt we had."

 

 

Get on a Written Plan:

 

 

Also Mentioned in This Episode: 

May 14, 2018

Can you ever be so wealthy you don't need life insurance? In this episode, Dave explains why he has life insurance even though he's wealthy enough to be self-insured. Also, a young couple from Kansas City visits the studio to share their story: "(Oneness + Tenacity) x God = Debt-Free!"

 

Protect Your Family With Term Life Insurance:

   

Also Mentioned in This Episode:

  

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 14, 2018

If you're broke, a bigger income won't make your money problems go away. You have to change your spending habits! In this episode, Dave explains how to get out of debt whether you're bringing in the big bucks or barely bringing in anything at all. Also, a couple from Florida visits the studio to scream, "We're DEBT-FREE!"  

  

 

Find Resources to Beat Debt:

 

 

Also Mentioned in This Episode: 

May 11, 2018

In this episode Dave gives practical advice on winning with money and avoiding debt. A couple from Arkansas travels to the studio to share their debt-free journey: "The key was sticking to the budget."

 

    

Tell Your Money What to Do:

  

  

Also Mentioned in This Episode:

 

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 11, 2018

Are you stuck in a job you don't enjoy or underpays just get student loans forgiven? In this episode, Dave explains why this path to debt-freedom will cost you more in the long-run. A single lady from Atlanta visits the studio to share how she paid off her student loans in just one year: "I wanted a house but couldn't afford it because of my student loan and car payment."

 

    

Get Out of Debt Fast:

   

  

Also Mentioned in This Episode:

 

May 11, 2018

Having trouble deciding what you should or shouldn't spend money on when trying to get out of debt? In this episode Dave explains how to decide what it's okay to spend on while staying intense on paying off debt. Also a young lady from Michigan visits the studio to scream, "I'm DEBT-FREE!" 

    

 

Protect Your Family With Term Life Insurance:

  

  

Also Mentioned in This Episode:

May 10, 2018

Setting money aside for emergencies can be hard when you'd rather invest it. In this episode, Dave shares personal insight on how a crisis becomes an inconvenience when you have an emergency, or rainy day, fund. Also, a couple from North Carolina visits the studio to share their debt-free story: "Doing your budget and tracking your spending is like doing a financial autopsy every month"

 

  

Save Money Regardless of Age or Income:

  

 

 Also Mentioned in This Episode:

 

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 10, 2018

If you're feeling overwhelmed by bill payments, Dave has been there and can help. In this episode, Dave gives specific budgeting advice to get control of your money and knock out those bills fast.

 

 Stop Overspending and Start Saving:

  

Also Mentioned in This Episode:

May 10, 2018

Are you feeling beat up by the dumb money choices you've made? In this episode, Dave explains the simple, step-by-step plan to start making smart financial decisions so you never have to worry about money again! Also, Rachel Cruze joins Dave in the studio!

 

 

More from Rachel Cruze:

   

 

 Also Mentioned in This Episode:

May 9, 2018

Tired of feeling like you'll never get ahead? In this episode, Dave talks about the every day things you can do to build wealth. Anyone can become a millionaire. Find out how!

 

 

Find Qualified Investing Professionals Near You:

 

 

Also Mentioned in This Episode:

  

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 9, 2018

In this episode, hear Dave make someone's day by giving away a free car! There are still 3 cars left to give away! If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

  

Dave's Hiring:

 

Also Mentioned in This Episode:

May 9, 2018

Worried about having enough money to retire on? Retirement is the perfect time to pursue your passion! In this episode, Dave gives insight on how to earn money in retirement and turn a hobby into a small business.

  

Make Money Doing What You Love:

 

Also Mentioned in This Episode:

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 8, 2018

You don't have to be intimidated by investing! In this episode, Dave talks about four types of mutual funds and how to recognize bad financial advice. Also, a single mom from Ohio visits the studio to share her debt-free story: "As a single parent you feel like you're never going to get ahead . . . reading your book ignited hope in me."

 

For help with your retirement or other investments, talk with a SmartVestor Pro:

   

Also Mentioned in This Episode:

May 8, 2018

In this episode, Dave gives practical advice on saving for college. Also, a couple visits the studio to share how they paid off their student loan debt. "It gave us hope that we could do all the dreams we had!"

  

 

For help with college savings or other investments, talk with a SmartVestor Pro:

   

Also Mentioned in This Episode:

May 8, 2018

Struggling to pay your bills each month? It's a scary place to be, but Dave's been there and knows how to get out. In this episode, Dave gives step-by-step advice on how to make a plan to beat debt for good! A couple from Illinois shares how they paid off $195,000. Listen to how they did it!

  

 

Say Goodbye to Money Stress:

 

Also Mentioned in This Episode:

May 7, 2018

You know you need it, but how much life insurance is too much? And is whole life insurance a good choice? This episode will give you the confidence you need to provide your family with the right kind of insurance. 

    

Find Qualified Investing Professionals Near You:

  

More From Ken Coleman and Chris Brown:

 

 

Also Mentioned in This Episode:

  

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 7, 2018

Addressing money issues with your family can be tricky. In this episode, Dave gives insight on how to talk about money without coming across wrong. Also, a couple from Pittsburg visits the studio to scream, "We're DEBT-FREE" after paying off $136,086! 

  

 

Never Worry About Money Again:

  

 

Also Mentioned in This Episode:

  

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 7, 2018

Buying a house is one of the biggest purchases you'll ever make. In this episode, Dave gives tips on how to avoid common mistakes that many home buyers make. A couple from Ohio visits the studio to share the story of how they paid off their mortgage in 16 months: "If you think you can, or think you can't . . . you're right!"

 

  

Save Money When Buying or Selling a Home:

  

 

 Also Mentioned in This Episode:

 

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 4, 2018

Budgeted money already has a place to go, but what should you do with a little—or a lot—of unexpected cash? In this episode, Dave gives practical advice on what to do with refunds, retirement and really big financial gifts. Also, a couple from Wisconsin visits the studio to scream, "We're DEBT-FREE!"

  

Say Goodbye to Money Stress:

  

 Also Mentioned in This Episode:

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 4, 2018

In this episode, Dave gives insight on when it's okay—or not—to dip into savings. Also, a couple from Kentucky visits the studio to share how they saved enough money to pay off their mortgage in full!

 

Start saving! Find extra money in just two weeks:

  

 Also Mentioned in This Episode:

  

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 4, 2018

If you're overwhelmed by debt, staying focused can make all the difference. In this episode, Chris Hogan gives practical advice on how to set your debt-free goal and attack it with intensity! 

 

 

Become Debt-Free:

 

 

More From Chris Hogan: 

 

 

 Also Mentioned in This Episode:

May 3, 2018

If you think student loan debt is "good debt," you're not alone. But who wants to be enslaved by payments for years and years? This episode will give you a proven plan to beat debt for good so you can start winning with money!

  

 

Help your Graduate Win With Money:

  

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 3, 2018

This episode helps people who are sick and tired of living paycheck to paycheck and trying to find a way out of debt. A couple in Washington calls the show to share how they paid off nearly $58,000 in less than 2 years!

  

 

Make a Plan for Your Money:

  

 

Help People Win With Money:

 

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 3, 2018

Hear solid advice to parents who are guiding kids to make wise college choices and find their calling in life. Life is too short to spend it paying off debt! Learn the fastest way to get out of debt in this episode.

   

More From Ken Coleman and Anthony ONeal:

  

Help People Win With Money:

   

 Also Mentioned in This Episode:

May 2, 2018

This episode covers everything you need to dump debt including advice on paying off student loans and the mortgage. Be inspired by a debt-free story from an amazing family that paid off over $135,000 while struggling with major medical setbacks. "In the special needs world, it's considered that debt's a given.... But it doesn't have to be that way!"

  

 

Start Your Debt-Free Journey Right Now:

  

 

 Also Mentioned in This Episode:

May 2, 2018

This episode teaches the best way to invest for retirement—even if you're starting a little later in life. Learn about life insurance, mutual funds, IRAs and 401(k)s, and how to beat debt so you can retire with dignity!

  

 

Can You Retire Early? 

  

 

 Also Mentioned in This Episode:

May 2, 2018

Brian Houston, Global Senior Pastor of Hillsong Church, visits the studio to chat about making the most of every day: "My attitude toward today is helping me build tomorrow."

  

 

Build a Debt-Free Tomorrow:

 

 

Find Brian Houston:

 

 

 Also Mentioned in This Episode:

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

May 1, 2018

This episode gives practical advice to entrepreneurs on taxes, family business, and how to market yourself through referrals. 

   

The Small Business Guide for Teens:

  

 Also Mentioned in This Episode:

May 1, 2018

This episode teaches how to take control of your money and find hope for the future by budgeting and ditching debt! A couple in Utah calls the show to scream, "We're DEBT-FREE!" and share how they paid off $155,000. "My kids got used to hearing, 'We don't have money in the budget.'" Now they're on the way to becoming millionaires!

  

 

Say Goodbye to Money Stress:

  

 

 Also Mentioned in This Episode:

May 1, 2018

This episode helps parents know how much to save for college and which educational savings plans to use. A couple from Ohio calls the show to share how they became debt-free and cash-flowed school at the same time! 

  

 

Gifts for Your Graduate:

  

 

 Also Mentioned in This Episode:

Apr 30, 2018

You can improve your relationship and your finances in seven simple steps, and this episode will tell you how. A young lady from Wisconsin visits the studio to share how a family tragedy motivated her to beat debt so she could scream, "I'm DEBT-FREE!" 

 

  

A Date Night Worth Investing In:

  

 Also Mentioned in This Episode:

Apr 30, 2018

If you're dreaming of starting a business, having a side hustle, or just wanting to help your teen make money this summer, this episode gives you the info and tools you need to make it happen! Also, a young man from New York visits the studio to share how he worked hard to pay off student loans. "I started collecting bottles and was able to resell them . . ."

 

 

Small Business Guide For Teens:

  

Also Mentioned in This Episode:

Apr 30, 2018

This episode teaches you how to afford a house and become outrageously wealthy in seven simple steps. A couple from Connecticut visits the studio to share how they beat debt so they could buy their first house! "We were sick and tired of living paycheck to paycheck. We couldn't even get pre-approved for a home. It was a vision of ours to own a home together." 

 

 

Buy a Home the Right Way:

 

 

Also Mentioned in This Episode:

Apr 27, 2018

Get answers to real-life money questions on these topics: buying expensive items, saving for retirement, borrowing money to invest it, and family conflicts over money. A couple from South Carolina visits the studio to share their debt-free story and yell, "We're DEBT-FREE!"

 

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 27, 2018

Get answers to real-life money questions on these topics: saving for retirement late in life, stocks, emergency funds, saving for a house, and budgeting for college students.

 

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 27, 2018

Get answers to real-life money questions on these topics: refinancing your mortgage, real estate debt, investing while in debt, long-term care insurance, and life insurance. A couple from Florida calls the show to scream, "We're DEBT-FREE!"

 

 

Featured Calls:

  • Claudia: Should I refinance my mortgage to pay off debt?
  • Nick: Should I really stop investing, even if I get a company match?
  • Debt-Free Scream: Jeff and Grace paid off $34,000 in 17 months!
  • Carol: How much long-term care insurance should I get?
  • Paul: How much life insurance do I need?

 

 

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 26, 2018

Get answers to real-life money questions on these topics: the best mortgage, paying student loans, money market accounts and 403(b) rollovers. A couple from New Jersey visits the studio to share their debt-free journey!

 

 

Featured Calls:

  • Bree: Just called to say thank you!
  • Carl: Is a USDA loan a good idea?
  • Dee: Pay off the house or pay off my student loans?
  • Debt-Free Scream: Candace and Ameer paid off $87,000 in just 7 months! "I grew up on payday loans . . . I didn't even know you could exist debt-free!"

  

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 26, 2018

Get answers to real-life money questions on these topics: condos as an investment, selling a timeshare, and college savings funds.  A farming couple from Tennessee visits the studio to scream, 'I'm DEBT-FREE!"

 

 

Featured Calls:

  • Kim: Sell or keep the condo?
  • Brooke: What should I do with my timeshare?
  • Debt-Free Scream:  Steve and Rhea paid off $152,000 in 3 years! "It has freed us up in a lot of ways--more than I even thought it would!"
  • Anastasia: How can I get my parents to do your plan?

  

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 26, 2018

Get answers to real-life money questions on these topics: getting out of debt fast, term life insurance, rolling a pension into an IRA, dealing with burn out, and dealing with identity theft. A couple from Illinois visits the studio to scream, "We're DEBT-FREE!"

 

 

Featured Calls:

  • Kevin: Can I cash out my 401(k) to pay down debt?
  • Fred: Would you recommend tiered term insurance?
  • Debt-Free Scream: J.J. and Jillian paid off $85K! "We thought, if this doesn't work we can always go back to fighting all the time."
  • Raquel: What should I do with an old pension?
  • Danny: My brother stole my identity and ran up a huge bill at Amazon in my name.

  

 

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 25, 2018

Get answers to real-life money questions on these topics: marketing a side job, paying cash for college, paying off rentals, prioritizing debt, and payments. 

 

 

Featured Calls:

  • Adam: Advice for marketing my side hustle?
  • Eric: Use savings to finish out the basement? 
  • Olivia: How to go to college debt-free?
  • Grant: Slow investing to pay off investment properties?
  • Brenda: We're retiring and have debt.

  

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 25, 2018

Get answers to real-life money questions on these topics: pensions, estate planning, Medicaid, salary expectations, and student loans. A family from Chicago visits the studio to share their debt-free story and scream, "I'm DEBT-FREE!"

 

 

Featured Calls:

  • Joe: How to set protect my mom's estate?
  • Debt-Free Scream: Mike and Michelle (and all the kiddos) paid off $57,000 in one year on teacher salaries!
  • Chance: Tips on negotiating a salary? 
  • Phillip: Use my son's savings to stop my eviction?

   

  

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 25, 2018

Get answers to real-life money questions on these topics: LLCs, Uber as a side hustle, extended warranties, life insurance, and emergency funds vs. sinking funds. A couple in Washington calls the show share how they paid off $164,000 in 2 years!

 

 

Featured Calls:

  • Kelly: Should my side hustle be an LLC?
  • William: Drive for Uber to pay down debt?
  • Debt-Free Scream: Will and Jolene are debt-free! "The Total Money Makeover got us on the same page."
  • Debra: My husband thinks we have enough in our sinking funds to cover emergencies.

 

    

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 24, 2018

Get answers to real-life money questions on these topics: property taxes, selling a car, mutual funds, and small-business loans. A family from West Virginia visits the show to share their debt-free story!

 

 

Featured Calls:

  • Margie: Should I do a 1031 to avoid the taxes on a property sale? 
  • Amy: How to handle a leased car I got through divorce?
  • Debt-Free Scream: Adam and Abby paid off $43,000 in 17 months on pastor and teacher salaries! 
  • Cameron: Advice for opening a franchise?

   

  

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 24, 2018

Get answers to real-life money questions on these topics: renting, investing in Roth IRAs, planning for retirement later in life, and paying for a wedding. A couple from Texas visits the show to share their debt-free journey and scream, "We're DEBT-FREE!"

 

 

Featured Calls:

  • LindsaySell in a hot market now and rent?
  • Debt-Free Scream: Chris and Skye paid off $58,000 in less than two years!
  • Devin: Should I roll my 401(k) into a Roth?
  • Jack: Can I invest in Baby Step 2?
  • Brian: How to cash-flow my wedding?

   

  

Get Out of Debt:

 

 

Also Mentioned in This Episode:

Apr 24, 2018

Get answers to real-life money questions on these topics: the fastest way to be debt-free, switching jobs, making more money and finding passion in what you do. Also, a couple in St. Louis calls the show to share their debt-free story and yell, "We're DEBT-FREE!"

 

 

More From Ken Coleman: 

 

 

Featured Calls:

  • Kevin: Sell the truck to keep the 5th wheel?
  • Debt-Free Scream: Beau and Ashley paid off $82,000 in three months! "It's a liberating feeling to know that we no longer have credit card debt and never will again!"
  • Stephanie: Take a pay cut for more family time?
  • Kim: Switch jobs from radio to construction?
  • Chris: Is passion more important than money?

   

  

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 23, 2018

Dave talks about diversified investing and shares a sad story from The Wall Street Journal. Also, get answers to real-life money questions on these topics: selling a vehicle, student loans, grad school and retirement.  A couple from Iowa visits the studio to scream, "We're DEBT-FREE!"

 

 

Featured Calls:

  • Greg: How to give an older friend money advice?
  • Jordan: Sell my husband's truck?
  • David: Take out a loan for grad school?

   

  

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 23, 2018

Get answers to real-life money questions on these topics: planning for financial success, when to buy a home, financing a mattress, upgrading to a bigger home, growth stock mutual funds, and using credit cards to get a high FICO score. Also, Cliff shares a story about hearing Dave on the radio while waiting to lease a car at the dealership.

 

Featured Calls:

  • Ryan: How can I set myself up for financial success when I graduate?
  • Adesoji: Get a master's or buy a house?
  • Nick: Sell the house to pay off debt?
  • Joanne: How to help my 85-year-old grandma invest?
  • Parker: Pay off the maxed out card first?

   

  

Beat Debt:

 

 

Also Mentioned in This Episode:

Apr 23, 2018

Get answers to real-life money questions on these topics: family business, GoFundMe, home buying, whole life insurance, and investing decisions. Also, Anthony ONeal visits Dave in studio to chat about teen entrepreneurs.

 

 

More From Anthony ONeal:

 

 

Featured Calls:

  • Brady: How to be successful in family business?
  • Danica: Buy a house and rent the rooms out?  
  • Sue: Cash out a whole life policy?
  • Tiffany: How to prepare for a meeting with a financial advisor?

 

 

Also Mentioned in This Episode:

 

Apr 17, 2018

This episode gives common sense advice for people who want to take control of their money and beat debt for good! 

 

 

Featured Calls:

  • Isaiah: What do I do with my whole life policy?
  • Debt-Free Scream: Kyle and Jenn are debt-free!
  • Jacob: Why should I hire an investment advisor?

 

 

Win With Money:

 

 

Also Mentioned In This Episode:

Apr 17, 2018

This episode gives expert advice on life and money. Topics covered vary from retirement annuities and construction loans to setting realistic timelines on goals and how to help people with their finances.  

 

 

Featured Calls:

  • Chris: Is an annuity right for my mom?
  • Nicole: Which construction loan option is best?
  • Matt: Stop retirement investing to pay off the house?

 

 

Beat Debt:

 

 

Also Mentioned In This Episode:

Apr 17, 2018

This episode gives workable solutions to life's money questions. Specific topics range from paying taxes and investing for college to combining finances in marriage and how to find a reputable attorney. Also, hear the truth about USDA Loans: "I think it is one of the worst mortgage programs out there." — Dave

 

 

Featured Calls:

  • Savannah: Should I invest my college savings in the S&P 500?
  • Mary: What should I do with an insurance settlement?
  • Kyle: How do we select mutual funds in a 529?

 

 

Win With Money:

 

 

Also Mentioned In This Episode:

Apr 13, 2018

Learn how to turn your finances around and get rid of an upside-down car. Listen to insight on why the debt snowball is the fastest way to find financial peace! "Freedom. When are you gonna get you some?" — Dave

 

Featured Calls:

  • John: How do I handle two upside-down trucks?
  • Travis: Should I wait to pay off a 0% interest debt?
  • Debt-Free Scream: Brandon and Kelly paid off over $120,000 after being inspired by another couple's debt-free scream!
  • Steve: Pay for our dream property with retirement funds? 

  

Win With Money:

 

Dave Also Mentioned:

Apr 13, 2018

If you're sick and tired of drowning in debt and want a way out, you'll find practical step-by-step advice in this episode. Learn whether adult children are responsible for their parents' debts and the best way to handle an overwhelming amount of medical bills. 

 

Featured Calls:

  • Dustin: Keep my out-of-state rental?
  • Ben: Roll my credit cards into my HELOC?
  • Heather: How can I buy my leased car?
  • John: How should we prioritize our medical expenses?
  • Zachary: How can I attack student loan debt when I spend $2,200 on housing each month?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 13, 2018

Does your family run from you when you talk about money? This episode covers how to talk to your family about spending and a quick way to find $5,300 to throw at your debt in just 9 weeks. Also, learn how much you should be spending on housing and whether or not banks have the power to garnish your wages. A caller from Germany asks whether he should invest while he still has student loans. 

 

More From Ken Coleman:

 

More From Chris Brown:

 

Featured Calls:

  • Adam: How do I talk to family members about debt? 
  • David: I need to buy a truck so I can make money.
  • Christina: What percent of my income should go toward rent?
  • Tanya: Can the bank garnish my wages to pay a credit card bill?
  • Dominic: Should I pay off my student loans before investing?
  • Justin: Should I add on to my trailer?

 

Get Out of Debt:

 

Also Mentioned on the Show:

Apr 12, 2018

Dave discusses the research that proves people spend way less money when they pay with cash. Dave explains what an emergency fund is and how much money to keep in your bank as a "buffer." A non-Christian asks if he should feel guilty for not tithing 10%. A young couple from Alaska calls Dave to yell, "I'm DEBT-FREE!" At the end of the show, Dave gives a shout-out to the Nashville Predators and (more importantly) to his son and daughter-in-law-to-be!

 

Featured Calls:

  • Josh: Do I really need to save $1,000 in Baby Step 1?
  • Brantley: Should I tithe as a non-Christian?
  • Debt-Free Scream: Randy and Sarah paid off $195,000—including the house—after reading The Total Money Makeover!
  • Taylor: How long should we rent before we buy?

 

Win With Money:

 

Dave Also Mentioned:

Apr 12, 2018

Dave explains that sometimes your main motivation is simply retiring with dignity. Also, Dave shares his opinion on hobby investing and the get-rich-quick mentality. A family of "weird people" visits Dave in the studio to yell, "We're DEBT-FREE!" Dave helps a stay-at-home mom decide whether to go back to work and warns against over-buying insurance.

  

Featured Calls:

  • Rose: I'm having a hard time staying motivated because the budget is so sparse.
  • Zack: What are your thoughts on peer-to-peer lending?
  • Diego: Should I use my girlfriend's income to pay off the house?
  • Debt-Free Scream: Dustin and Tricia paid off  the last $80,000 of their mortgage in less than a year!
  • Heavenly: How can we pay off our last debt if I stay home?

 

Win With Money:

 

Dave Also Mentioned:

Apr 12, 2018

Dave answers questions about refinancing mortgages, old 401(K)s and risky Airbnbs. Fan Favorite: Dave Reads Mean Tweets! A couple comes all the way from Florida to visit Dave in the studio and scream, "We're DEBT-FREE!" Dave explains what formula to follow when deciding to go full time with your side-hustle.

 

Featured Calls:

  • Nick: Refinance to a 20-year mortgage?
  • Sharon: What should I do with an old 401(k)?
  • Susie: Keep our rental as an Airbnb?
  • Debt-Free Scream: Kenny and Nancy paid off over $86K in less than two years. "We definitely wanted to change our family tree."
  • Jean: Is a CD the best way to save for retirement?
  • Josh: When can I quit my job to go full time with my own business?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 11, 2018

Dave gives practical advice on how handle tough conversations with toxic family members and what to do if your rental property tenants are also family. A single dad in New York calls Dave to yell, "I'm DEBT-FREE!" Dave explains why money isn't always the deciding factor on life decisions.

 

Featured Calls:

  • Keenan: Should we talk to our toxic family about our will?
  • Alan: We're renting to family but want to sell the property to pay down debt.
  • Debt-Free Scream: Mark paid off nearly $200K following Dave's Baby Steps after reading The Total Money Makeover. "I don't ever want to look at another can of chicken again!" 
  • Justin: Should I take a job in Denver?
  • Patty: Which medical settlement should we accept?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 11, 2018

Dave gives insight into small business taxes and how long to hold on to important financial documents. Dave tells a caller that her husband needs to "man up." A law student asks for advice, but Dave realizes she's smarter than he is! A couple from Miami visits Dave in the studio to get career advice.

 

Featured Calls:

  • Andy: Should we be taking a salary from our business?
  • Melinda: I'm a document hoarder. What should I keep?
  • Ellie: Is it too late to start saving for retirement?
  • Melissa: I'm ready to attack our debt, but my husband doesn't like talking about money.
  • Andie: Working two part-time jobs in law school. Can I quit one?
  • Mark: My wife died last month, and I'm not sure how to sell the house.
  • Liz and Ray: Should we consider moving? I might get laid off this month.
  • Andrew: How do I get control of my debt?

 

Win With Money:

 

Dave's Hiring!

 

Dave Also Mentioned:

Apr 11, 2018

Dave explains the basic idea that not paying income tax is breaking the law (duh!) and gives practical advice about when to buy or sell a home. A spunky Italian calls in with a car question and cracks Dave up! A couple from Cincinnati visits Dave in the studio to scream "We're DEBT-FREE!" Dave shares opinion on cultural and Jewish rite-of-passage events, and how much to spend on big celebrations.

 

Featured Calls:

  • Kassie: Is there a benefit to getting a job "under the table?"
  • Karen: Do I need long-term disability insurance?
  • Karly: Are we ready to buy a house?
  • Amy: Where should we park $15,000 for a car purchase?
  • Debt-Free Scream: Jim and Sarah paid off $214,000! "We can breathe now."

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 10, 2018

April is Financial Literacy Month, and we're celebrating in a huge way! Ramsey Solutions, along with Amridge University, is inviting high school students across the country to test their personal finance knowledge by taking the $20,000 Financial Literacy Challenge. Also, teachers could win a $5,000 vacation for two!

 

More From Anthony ONeal:

 

Featured Calls:

  • Carolyn (and her class full of students): What is the best way to start in the stock market?
  • Grayson: What are the pros and cons to the retirement options offered by the army?
  • Rhonda: One of my students feels pressured to pursue a career he doesn't think he'll enjoy.
  • Larry: What is the implication of the national debt on current high school students in the future?
     

Teacher Appreciation Giveaway: Win a $5,000 Vacation for Two! https://goo.gl/u3rAar

 

Students, Take the $20,000 Financial Literacy Challenge: https://goo.gl/nrkNtr

 

Dave Also Mentioned:

Apr 10, 2018

Dave explains his proven seven-step plan to get out of debt and build wealth. Also, Dave advises on how to settle with debt collectors. A couple in Germany calls Dave to yell, "We're DEBT-FREE!" Dave explains why a tax bill goes straight to the top of the debt snowball.

 

Featured Calls:

  • Kris: Should I fund my 2017 IRA for tax reasons?
  • Christian: How do I settle a student loan in collections?
  • Bill: Is my dad being ripped off by his insurance agent?
  • Debt-Free Scream: Tim and Carrie paid off $96,000! "I was stuck on stupid for a long time."
  • Tim: I have an income problem and no future plan.
  • Katie: When should we pay our 2017 tax bill?
  • Cory: Should I use a student loan forgiveness plan?

 

Get Out of Debt:

 

Dave Also Mentioned:

Apr 10, 2018

Dave offers hope and encouragement to a single mom who is overwhelmed by life and debt. A young couple from Canada visits the studio to scream, "We're DEBT-FREE!" Also, Dave shares which books he likes to binge-read. Retirement expert Chris Hogan joins Dave in  studio to answer questions about foreclosures and investing. 

 

More From Chris Hogan:

 

Featured Calls:

  • Melody: I'm in a dead-end job with debts totaling $80,000, and I don't know where to start.
  • Debt-Free Scream: Peter and Jessica paid off $335,000 after learning about the power of compound interest in Financial Peace University! "We had our first budget meeting on our honeymoon."
  • Pam: My home has no value due to structural damage.
  • Jacob: I'm 20 and don't know what I should be doing to build wealth.
  • Mark: I'm self-employed. What's my best investing option?
  • L.J.: Should I get rid of my horse to help me get out of debt?

 

Get Out Of Debt:

 

Dave Also Mentioned:

Apr 6, 2018

Dave helps callers understand what it takes to change the "normal" in their lives and gives practical advice on budgeting, addressing money problems in marriage, borrowing money and retirement.

 

Featured Calls:

  • Vanessa: Can I afford my New York apartment?
  • Jason: Money is at the root of my marriage-in-crisis.
  • Sam: Should I get another lower-interest loan to pay off another loan?
  • John: Am I set for retirement? 

 

Get Out of Debt for Good:

 

Dave Also Mentioned:

Apr 6, 2018

Dave reveals the truth about credit scores, the value of gold, and when to buy term life insurance. A couple from Detroit visits Dave in the studio to scream, "I'm DEBT-FREE!"

 

Featured Calls:

  • Victor: Does getting a credit check hurt our credit score?
  • Joe: When should I take Social Security?
  • Kathy: Should I convert my jewelry to cash?
  • David: Should we wait until we've bought a home to cancel our credit cards?
  • Debt-Free Scream: Jeff and Carrie paid off $105K!
  • Lexi: My mom lost her job, and we're living in a hotel.

 

Win With Money:

 

Dave Also Mentioned:

Apr 6, 2018

Dave motivates callers to do whatever it takes to beat debt and gives expert insight on how to win with money and build wealth. You can take control of your money and life! 

 

Featured Calls:

  • Ally: I can't get control of my debt and money!
  • Dave: Should I use debt consolidation?
  • Jared: Am I in a good position to help my parents?
  • Jessica: My student loans are making me panic!

 

Tools to Fight Debt and Win:

 

Dave Also Mentioned:

Apr 5, 2018

Dave gives practical advice on the right way to save for college, dealing with collectors who act like toddlers, when to talk about money and debt before getting married, and saving a down payment for a house. A couple traveled all the way from Texas to visit Dave in the studio to yell, "I'm DEBT-FREE!"

 

Featured Calls:

  • Joe: How do I handle a collector asking for personal information?
  • Dan: Struggling to reach 15% in Baby Step 4.
  • Greg: How do I talk to my fiancee about debt?
  • Debt-Free Scream: Ivan and Lulu paid off their mortgage!  
  • Jesse: Can I cancel a debt consolidation?

 

Win With Money:

 

Dave Also Mentioned:

Apr 5, 2018

Dave rants about America's $1 trillion obsession with cars and car debt: "It's stupid on steroids!" Also, Dave explains mutual funds, why term life insurance is better than whole life, how to get out of debt quickly and the best way to become a financial advisor. Dave shares personal insight on what it takes to start a small business.

 

Featured Calls:

  • Brian: When do we split a 529 into other mutual funds?
  • Eric: Should I convert to whole life insurance?
  • Jane: Is it smarter to invest before we pay off debt?
  • Moses: Are solar panels a wise investment?
  • Dustin: What does it take to become a financial advisor?
  • Michael: How do I start my own business?

 

Win With Money:

 

Dave Also Mentioned:

Apr 5, 2018

Dave answers questions from callers about switching jobs, selling a rental property, how to stick to a budget, and investing in mutual funds. Also, Dave gives practical advice about house payments, long-term care insurance, saving for college and when to use a real estate agent.

 

Featured Calls:

  • Kimberly: Should I take a 50% pay cut for a job I'm passionate about?
  • Carlo: My rental won't sell.
  • Megan: How do I budget with an inconsistent income?
  • Hank: I'm a college student ready to invest. What should I do?
  • Jordan: Our budget is strained by our PMI.
  • Julie: Is my mom too old for long-term care insurance?
  • Joe: Is it necessary to get a real estate agent?

 

Win With Money:

 

Dave Also Mentioned:

Apr 2, 2018

Dave motivates callers to get out of debt fast, invest 15% of their income for retirement, and take ownership of bad decisions. Also, Dave gives specific advice on the three things you should do with your money once you're debt-free. Finally, Dave shares the secret of success for loving what you do.

 

Featured Calls:

  • Alexandra: Should we cash out our CDs to pay off debt?
  • Luke: Can you settle a debate between me and my wife?
  • Lonnie: We owe taxes and can't pay!
  • Jared: When should I move out of my parents' house?
  • Jane: I don't know what to do with my inheritance.
  • Cody: Should we fix up our double-wide trailer?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 30, 2018

Dave shares a few wild stories and answers questions about investing, real estate, budgeting and paying back family loans.

 

Featured Calls:

  • Luis: How to sell an upside-down car?
  • Debt-free Scream: Omega paid off $42K!
  • Amanda: Am I ready to buy real estate?
  • Annette: I need a budget makeover!
  • Kelly: I owe my parents money.

 

Win With Money:

 

Dave Also Mentioned: 

 

Mar 30, 2018

Dave gives practical advice on retirement investing, avoiding college debt and when to buy a house.

 

Featured Calls:

  • Pete: How to fund the 529s for college?
  • Mike: Invest in the stock market?
  • Danielle: Getting a degree without loans?
  • Debt-free Scream: Pam paid off $42K!
  • Kirk: Use mutual funds to pay off the house?
  • Martha: How much house can we afford?

 

Win with Money:

 

 

Mar 30, 2018

Dave offers hope and financial advice to callers who are sick and tired of living paycheck to paycheck!

 

Featured Calls:

  • Essence: Budgeting for biweekly pay?
  • Morgan: Pay off the car while pregnant?
  • Debt-free Scream: Lin paid off $33K!
  • Erika: How do I get started?
  • Dean: Broke and need a new car!

 

Win With Money:

 

Dave Also mentioned:

Mar 29, 2018

Dave answers questions about selling homes, investing, and taking out school loans. Also, Gerald from Alaska is debt-free!

 

Featured Calls:

Lane: Do I take out student loans to go to law school?

Debt-Free Scream: Gerald paid off $180K in 7 years (including the house)!

Kalani: Do I pay cash for a house or invest it?

 

 

Dave Also Mentioned:

Mar 29, 2018

Dave helps callers make informed decisions on sharing finances before you're married (don't), investing, paying off the house, and funding school. Also, Matt and Kati from Kansas City, Missouri scream, "I'm DEBT-FREE!"

 

Featured Calls:

Luke: When do I pay taxes on my side jobs?

Jack: Should I take a HELOC?

Aaron: I'm thinking of switching financial advisors?

Debt-Free Scream: Matt and Kati paid off $60K in 18 months!

Ashley: Should I postpone law school to avoid taking out more loans?

 

Dave Also Mentioned:

Mar 29, 2018

Dave gives callers specific and practical advice on wills, buying out a business, renting vs. buying a home, financial anxiety, and saving your bonuses.

 

Featured Calls:

Sarah: How do I set up my will?

Jovonda: What to do when my car's breaking down and I'm on Baby Step 1.

John: Cash flow medical expenses or use the HSA?

Kelly: When do I know that I'm going to be okay?

Suzanne: Should we use our IRA to pay off some debt?

 

Dave Also Mentioned:

Mar 28, 2018

Dave talks about money market accounts, how to weigh the cost of a college degree, thanking those who help you on your financial journey, and what to do when you lose your job in the middle of paying off debt. 

 

Featured Calls:

Barry: Should I go back to school to change my career?

Susan: How do I say thank you to my stepfather for paying off my student loans as a gift?

Jessica: My husband and I lost our jobs at the same time. Should we use our savings to pay debt, or wait until we have a job?

Isaac: Sell the house and move in with relatives to pay off debt?

Nancy: Use my 403(b) to pay down my student loans?

 

Dave Also Mentioned:

Mar 28, 2018

Dave gives callers advice on selling the motorhome, mixing finances and relationships, and managing a unique type of business. Brandon and Sharen from California are debt-free!

  

Featured Calls:

Andre: How do we get rid of our motorhome?

Gunnar: What to do in Baby Step 5 when college is already paid for in Iceland?

Nick: Should I refinance my mortgage in Baby Step 2?

Debt-Free Scream: Brandon and Sharen paid off over $165K in 16 months (and the house)!

Matt: Do I help my girlfriend with her finances?

 

 

Dave Also Mentioned:

Mar 28, 2018

Dave gives callers specific and practical advice on their jobs, investing in Baby Step 4, car repossession, and paying off debt. Brian and his son came from Colorado to scream, "I'm DEBT-FREE!" DAVE RANT: Being normal sucks, get weird!

 

Featured Calls:

David: How do I avoid the stigma of switching jobs a lot early in my career?

Brook: Should I voluntarily let my car get repossessed?

Debt-Free Scream: Brian paid off $150K in 6 years (including the house)! 

Adam: Save for a house or repay my dad? 

 

Dave Also Mentioned:

Mar 27, 2018

Dave answers questions about the stock market, dealing with a mortgage, paying off debt, saving, and investing. Dave speaks with Dr. Henry Cloud, author of Boundaries. Also, Steve and LeeAnn are debt-free in Columbus, Ohio!

 

 

Featured Calls:

Jonathan: What should I do with my restricted stock units?

Debt-Free Scream: Steve and LeAnn paid off $290K in 4.5 years!

Jonathan #2: Pay off the house or the 401(k) loan first?

Charles: Should I start investing when I start my career after college or wait?

Rob: How do I have my ideal job and balance it with family?

  

Dave Also Mentioned:

Mar 27, 2018

Dave gives callers specific and practical advice on paying off or selling a house, growing your business debt-free, talking to your your teens about college dreams, and debt liability. David and Larissa are here from Kansas City, Missouri to scream, "I'm DEBT-FREE!" Dave talks about what to do when a family member is stealing their kid's identity by taking out debt in their name.

 

Featured Calls:

Timothy: When's the right time to hire my first employee?

Richard: Should my daughter get an art degree?

Debt-Free Scream: David and Larissa paid off $376K in 5 years! 

Leslie: My aunt is taking out credit cards in her 16-year-old daughter's name for herself.

 

 

Dave Also Mentioned:

Mar 27, 2018

Dave talks with Anthony ONeal in studio. Also, Dave gives callers specific and practical advice on leased cars, Social Security, and saving for college. Phillip, Patty and the kids came from Columbia Missouri to scream, "We're DEBT-FREE!" DAVE RANT: How Dave feels when people only follow part of the Baby Steps OR become "financial pharisees."

 

Featured Calls:

Dave: I was told to use VUL life insurance to save for college?

Jeremy: Get a gas station card to build my credit?

Debt-Free Scream: Phillip and Patty paid off $90K in 2.5 years!

Jackie: Should we take early Social Security to help our income?

 

Dave Also Mentioned:

Mar 26, 2018

Dave explains what Baby Step 3b is and gives callers insight on what it takes to get out of debt, preparing for retirement, and how to avoid making mistakes investing your money. Dave gets a visit from Chicago by someone who paid off seven credit cards! Also, Dave explains how to determine how much term life insurance you need.

  

Featured Calls:

  • Haley: About to graduate debt-free. What's my next step financially?
  • Angel: Can we vacation while in debt?
  • Anthony: I'm scared of being scammed by investors. 
  • Debt-Free Scream: Jennifer from Chicago paid off $43K in two years on a teacher's salary! "God provided in ways I couldn't even imagine."
  • Melissa: How much life insurance do we need on Baby Step 7?

 

Win With Money:

 

Dave Also Mentioned:

Mar 26, 2018

Dave gives callers specific advice on student loan consolidation, budgeting, IRAs, and paying off the mortgage early. A couple traveled all the way from Los Angeles to visit Dave in studio and yell, "I'm DEBT-FREE!" Also, Dave explains how to stay focused on long-term career goals.

 

Featured Calls:

  • Casey: Should I refinance my student loans?
  • Patnacia: Move out of my parents' house while in debt?
  • Daniel: How to handle changes in military retirement options?
  • Chad and Charlene: Pay off the mortgage or invest?
  • Debt-Free Scream: Chris and Sarah paid off $125K by putting one foot in front of the other and using the cash envelope system: https://goo.gl/9DiojA !
  • Nathan: Should I start my own business?

 

Win With Money:

 

Dave Also Mentioned:

Mar 26, 2018

Dave answers questions about starting a small business and renting a car without a credit card. DAVE RANT: How Dave feels about companies that make it hard on people to use cash or debit cards. A couple from Houston, Texas visits Dave in the studio after paying off over $200K to yell, "I'm DEBT-FREE!" Dave explains why voluntary repos are not the way to go.  

 

Featured Calls:

  • Ken: Should I buy a house now while I still have a credit score?
  • Joshua: Smart to start a small business while in debt?
  • Colleen: Which rental car companies take a debit card?
  • Debt-Free Scream: Jeremy and Erica paid off $235K after being inspired by the testimonies in The Total Money Makeover: https://goo.gl/P55kSf
  • Tracy: How should I take my pension?
  • Kasey: I have a 19% car loan. Is a voluntary repo a good idea?
  • Chelsea: How can we afford childcare if we have another baby?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 23, 2018

Dave gives callers specific and practical advice on investing and budgeting. Also, Dave talks about the secret of contentment and his issue with the term "Financial Independence." A family of six from Atlanta visits Dave in studio to share their story and yell, "I'm DEBT-FREE!" At the end of the show, Dave explains what to look for when interviewing financial advisors and why you should stop investing to pay down debt first.

 

Featured Calls:

  • Chelsea: How should I invest my money?
  • Cole: I'm getting married in September and graduating college in December. How should we budget for the unknown?
  • Debt-Free Scream: Greg and Jennifer (and kids) paid off $373K! "A happy marriage is a marriage that starts on the same page."
  • Lori: Should we change financial advisors? Our current one is 400 miles away.
  • Jeff: Should I charge my mom rent?
  • James: I'm 24, addicted to investing, and don't want to stop to pay down debt.

 

Win With Money:

 

Dave Also Mentioned:

Mar 23, 2018

Dave gives insight on home appraisals. Stephen Mansfield joins Dave in studio to talk about warning signs that corporate leaders are about about to crash. Also, Dave empowers callers to take control of their lives and money.

 

Featured Calls:

  • Clayton: I'm going through a divorce, and my wife is changing the terms on me.
  • Debt-Free Scream: Chris and Catherine paid off $800K! 
  • Melinda: I'm worried that I'm a tightwad!
  • Jennifer: My husband is on disability, and we're behind on our bills.

 

Win With Money:

 

Find Stephen Mansfield:

 

Dave Also Mentioned:

Mar 23, 2018

Dave answers questions about FICO scores, mortgages, planning for maternity leave, and child support. A  couple from Alabama visits the studio to share their journey to financial peace and scream, "I'm DEBT-FREE!"

 

Featured Calls:

  • Caleb: How long does it take to get to a zero credit score?
  • Belle: Our family took advantage of us, and now we are $50K upside-down on our mortgage.
  • Kristen: Do we have enough saved for maternity leave?
  • Heather: My ex-husband is abrasive when I bring up child support. How do I approach him?
  • Debt-Free Scream: Tyler and Whitney paid off $82K! "It's made a huge difference in our marriage!"
  • Tamara: I feel like we're going to get stuck in the Baby Steps living in Los Angeles.
  • Daniel: Best way to give friends financial advice?
  • Mike: How do I handle my wife's overspending?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 22, 2018

Dave reminisces about Toys R Us and explains why they had to declare bankruptcy. Also, Dave comments on new policies by Citigroup and the volatility of the stock market. Callers get practical advice from Dave on savings accounts, getting life insurance quotes, and getting out of a car lease.

  

Featured Calls:

  • Zack: Where should I put the money I'm planning to use as a down payment for a house?
  • Lee Ann: Should we use our investments to pay off our mortgage?
  • Debt-Free Scream: Joe and Sarah paid off $170K on a police officer's salary!
  • Lindsey: I discovered credit card companies have a "Dave Ramsey" script to keep you from closing the account!
  • Victor: How do I get out of a leased car?

 

Take Control of Your Money:

 

Dave Also Mentioned:

Mar 22, 2018

Dave gives practical advice on how to decide when to move and when to start investing, and encourages callers to avoid five of the most common mistakes college students make. Tyler and Jensena share how they found creative ways to do fun things while working the debt snowball.

 

Featured Calls:

  • Kay: We live two hours away from my husband's job. Should we move closer while still in debt?
  • Crystal: I make $6K and have a $20K car lease. Can I start investing?
  • Ally: My husband died, and I don't want to stay in the house full of memories. Will it hurt us financially to move?
  • Cynthia: I'm scared because I don't know how my financial advisor has invested my money.
  • Debt-Free Scream: Tyler and Jensena paid off $200K!
  • Sarah: What's a term-conversion life insurance policy?

 

Win With Money:

 

Dave Also Mentioned:

Mar 22, 2018

Dave empowers callers to stop borrowing money and get out from under the weight of debt, worry less, and find financial peace! Hear Dave's good-ol-boy analogy of what it's like to invest money in cryptocurrency. During the second half of the episode, Dave gives insight on how loans between family members can affect relationships negatively.

 

Featured Calls:

  • Brittany: We're thinking about moving in with family or taking out more student loans. How should we use our tax refund to help?
  • Jason: We've decided to get out of debt, but I have money invested in cryptocurrency. Should I sell it now or wait for the value to go back up?
  • John: Will my credit score take a hit if I cancel my credit card?
  • Simon: My uncle is insisting that we accept a $120K loan to buy a house.
  • Shadae: Should we buy the house we're renting?
  • Heath: I think my fiancée is lying about money after a past bankruptcy. How do I find out?

 

Win With Money:

 

Dave Also Mentioned:

Mar 21, 2018

Dave gives insight on investing in Roth IRAs or 401(k)s, long engagements, the truth about tax brackets, saving for retirement, military pensions, ETF investing, and building wealth by following a plan that works.  

 

Featured Calls:

  • Aaron: Should I buy a house or pay of student loans?
  • Charles: Pay off my house while on disability?
  • Andrew: Save for a honeymoon while in debt?
  • Another Andrew: Which military retirement plan is better?
  • Micah: Sell the house to pay for school? 

 

Take Control of Your Money:

 

Dave Also Mentioned:

Mar 21, 2018

Parenting expert Dr. Meg Meeker joins Dave in studio. Also, Dave answers questions about car buying, how to pay down debt fast, writing resumes, and life insurance.

 

Featured Calls:

  • Maribel: How to stop the fighting between my son and his dad?
  • Matthew: How much car should I buy?
  • Michelle: Sell the house to get out of debt faster?
  • Maureen: Pay someone to write my resume?
  • Tony: How much life insurance do we need?

 

Win With Money:

 

Dave Also Mentioned:  

Mar 21, 2018

Dave gives practical advice on saving for college, taking time to heal from tragedy, getting out of debt, increasing your influence with family, and giving automatic withdrawal access to your checking account.

 

Featured Calls:

  • Priscilla: Sell our house to save for college?
  • Todd: Return to work after loss of infant son?
  • Debt-Free Scream: Collin and Jessica paid off $45K using EveryDollar. Budgeting is easy with the EveryDollar budgeting app: https://goo.gl/j2acMb
  • Elizabeth: What happens to your debt when you die?
  • Monica: How to say no to gifts purchased on credit?

 

Get Out of Debt:

 

Mar 21, 2018

Dave gives practical advice on how to make big decisions, funding college accounts, choosing life insurance, dealing with broke family members, and investing like a millionaire.

 

Featured Calls:

  • April: Move to a better school district?
  • William: Fund 529s with my cash?
  • Tonya: Should I get whole life insurance?
  • Tricia: How to help my dad financially?
  • Tony: Stop investing to pay off my mortgage?
  • Laura: Repair the car or buy another one?
  • Erica: How to handle what I owe my grandma?

 

Win With Money:

 

Dave Also Mentioned:

 

Mar 21, 2018

Dave shares practical advice on budgeting, life insurance, buying a house, and 15-year vs. 30-year mortgages. Also, Christy Wright joins Dave in studio to answer calls about women who want to start a business.

 

Featured Calls:

  • Sarah: Anxious to get started on my budget!
  • Chris: Okay to buy less life insurance?
  • Doug: Can you talk renting vs. buying?
  • Joseph: Was a 30-year loan a mistake?
  • Levina: How do I find time to start my side business?

 

Win with Money:

 

Also mentioned on today's show:

Mar 21, 2018

Dave gives personal insight on interviewing potential employees, selling your business, and retirement plans for small businesses. 

 

Featured Calls:

  • Brian: What's a unique way to interview candidates?
  • Que: Take my mom's car back?
  • Ashley: Finding the right price point to sell our business?
  • Debt-free scream: Zack and Hannah paid off $49K using the cash envelope system: https://goo.gl/9DiojA
  • David: Retirement plan for small business?
  • Natalie: Use home equity to pay debt?
  • Mindy: How to invest in my small business?

 

Win With Money:

 

Dave Also Mentioned:

Mar 16, 2018

Dave answers questions about tithing, investing in mutual funds, Roth IRAs, and breaking the debt cycle for your family.

 

Featured Calls:

  • Giovanni: Can I tithe less if I volunteer? 
  • Jason: Where to invest our cash?
  • Debt-Free Scream: Dami and Nelly got sick and tired of managing credit instead of managing money, so they paid off $25K!
  • Roxy: Roth IRA salary limits?
  • Jim: How to help my grandson not make the mistakes I did?
  • Philip: Move out of my parents' house?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 16, 2018

Dave shares insight on home buying and talking about money with your spouse.

 

Featured Calls:

  • Anastasia: Finding a house we can afford?
  • Scott: Where to put cash for a future home purchase?
  • Morgan: How to get my wife involved in the finances?
  • Debt-Free Scream: Lucas and Sara paid off $333K after Sara realized she had a major problem with credit cards.
  • Matt: Buy or rent?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 16, 2018

Dave gives practical advice on saving for college, how to communicate with your spouse about money problems, short-term investing in the stock market, and paying off the mortgage.

 

Featured Calls:

  • Pete: Save for college before retirement?
  • Justin: Time to jump into full-time real estate?
  • Brian: How to convince my wife to sell her mom's house?
  • Liz: Where to park $67K for a year?
  • Debt-Free Scream: Brian and Stephanie paid off $159K!
  • Deanne: Best way to pay down my mortgage?
  • Cliff: How to advise an enabler to stop?
  • Jane: Use nest egg to pay off my house?

 

Win With Money:

 

Dave Also Mentioned:

Mar 15, 2018

Dave answers questions about handling large money gifts to kids, money and marriage, converting to a Roth IRA, and the importance of an emergency fund. 

 

Featured Calls:

  • Justin: My kids were given $2,000
  • Katie: Should I go back to work?
  • Jessica: My husband hid a big purchase from me.
  • Debt-Free Scream: Kenneth and Anna paid off $99K!
  • Fran: Convert my IRA to a Roth?
  • Tyler: Pay off my mortgage with savings?

 

 Get Out of Debt:

 

Dave Also Mentioned:

Mar 15, 2018

Dave gives practical advice on car leases, cash savings, paying capital gains taxes, what you should do with a tax refund, and how to get started investing. 

 

Featured Calls:

  • Alicia: How to handle a leased van we regret?
  • Pat: Are 1031 exchanges a good idea?
  • Todd: Is what the government did illegal?
  • Debt-Free Scream: Kaysee paid off $23K after getting a wake-up call in the Financial Peace University class with her fiance. Get the wake-up call, too: https://goo.gl/Ui6MDT
  • Jean: How do we start investing our $3MM cash?
  • Suzanne: How should we invest my inheritance to build a legacy for my grandchildren?

 

Win With Money:

 

Dave Also Mentioned:

Mar 15, 2018

Dave gives practical advice on life insurance, how to get out of debt and build wealth with a proven seven-step plan, 401(k) loans, and when to hoard cash instead of paying extra toward debt.

 

Featured Questions and Calls:

  • Leslie: How much life insurance do I need? 
  • Bethany: Enroll in student loan forgiveness program?
  • Mark: Worth paying capital gains tax to pay down debt?
  • George: Smart to take out a 401(k) loan?
  • Debt-Free Scream: Heath and Brittany killed $68K in student loans after taking Financial Peace University: https://goo.gl/Ui6MDT

 

Win With Money:

 

Dave Also Mentioned:

Mar 14, 2018

Dave gives personal insight on the mental and financial risk in real estate and how to get from where you are now to where you want to be (Dave Rant)!

 

Featured Calls:

  • Andrew: Sell rental property to pay off debt?
  • Debt-Free Scream: Mark and Kassandra paid off $36K after going all-in with Financial Peace University! Start on your debt-free journey today: https://goo.gl/Ui6MDT
  • Lynn: Should I do a short-sale on my house?

 

Your Clear Path to Wealth:

 

Dave Also Mentioned:

Mar 14, 2018

Dave gives practical advice on buying a car and what it really means when your wife says, "Do whatever you want." Also, how to get the best exchange rate when traveling oversees, how to pay back a 401(k) loan, and why getting $1,000 now is better than $10,000 later.

 

Featured Calls:

  • John: Invest in mutual funds to save for a car?
  • Mario: In debt, and my wife is mad.
  • Tami: How to travel overseas without a credit card?
  • Jake: Use my Roth IRA to pay back a 401(k) loan?
  • Alex: Injured fireman, which retirement option should I take?
  • Rob: Do I have enough to retire? 

 

Win With Money:

 

Dave Also Mentioned:

Mar 14, 2018

Dave gives callers insight on fighting for your kids in a divorce, how to get your tenants to help you sell a rental property, what helps teens win with money, and how to become a millionaire.

Featured Calls:

  • A.J.: How do I start my life over after divorce? Financial Peace University helps you take control of your financial future: https://goo.gl/Ui6MDT 
  • Dee: Best way to sell a house with tenants? 
  • Kevin: What's my first step as a new real estate agent?
  • Nathan: Should a 15-year-old start investing?
  • Donna: Use the Roth IRA to pay off the house?

 

Get Out of Debt:

 

Dave Also Mentioned:

Mar 13, 2018

Dave explains the basics of budgeting on an irregular income, cashing in on equity, why you should never, EVER borrow money from your in-laws, how to pay cash for a car, and dealing with the IRS.

 

Featured Calls:

  • Sean: How to budget tips?
  • Kevin: Sell all the rental property?
  • Jenny: Totally upside-down on a car.
  • Mike: Start a peer-to-peer rental business? 
  • Debt-Free Scream: John and Jordan paid off $106K after taking Financial Peace University: https://goo.gl/Ui6MDT and trusting God to provide!
  • John: Pause Baby Step 3b to save for a car?
  • James: How to Pay the IRS?

Win With Money:

Also Mentioned:

Mar 13, 2018

Dave gives practical advice on traditional IRAs, funding HSAs, starting a small business, investing with mutual funds, and how to stop living paycheck to paycheck. Also, Dave shares what surprised him about the millionaire survey. 

Featured Calls:

  • Brittany: Roll my 401(k) into my husband's?
  • Sherry: How should I take my pension?
  • Steven: Pay an old bill with my HSA?
  • Jeffery: Start a business while in debt?
  • Another Steven: How to maximize compound interest?
  • Crystal: Declare bankruptcy to clear my name?

Get Out of Debt:

Dave Also Mentioned:

Mar 13, 2018

Dave empowers callers to get out of debt and stop the money fights with their spouse. He also warns about the cost of bad bookkeeping and falsified tax deductions for the self-employed.

 

Featured Calls:

  • Chris: How to settle medical bills for addiction treatment?
  • Elizabeth: Are We Being Overcharged for a Will?
  • David: Sell the boat and BMW to pay down debt?
  • Charlie: How can we stop fighting over the budget? With The Total Money Makeover: https://goo.gl/jNEJM9 Charlie and his wife can work together on getting their budget under control.
  • Amanda: Do I owe my dad $4K for an upside down car?

 

Take Control of Your Money:

 

Dave Also Mentioned:

Mar 9, 2018

Dave gives practical advice on saving for college, mortgages, pre-paid funeral plans and dealing with in-laws.

 

Featured Calls:

 

  • Debt-free scream: Brent and Suzanne call from Australia!
  • Joyce: I don't like the 529 restrictions.
  • Myrna: How can we save down payment for a house?
  • Debt-free scream: Eric and Morgan paid off $131K by learning about all the stupid things they were doing with money in Financial Peace University. You can become debt-free, too! Take the class that will help get you there: https://goo.gl/Ui6MDT
  • Louis: Should I repay my in-laws for a gift?

 

 

Also mentioned in this episode: 

Mar 9, 2018

Dave gives insight on millionaire marriages, refinancing student loans, how to transition to a new career, and how to get out of debt quickly.

 

 Featured Calls:

  • Bryce: Refinance $152,000 in student loans? 
  • David: Sell my house to fund a career change?
  • Dwayne: Take the Survival Benefit Plan offered?
  • Adam: Sell my house to get out of debt? 

 

Also mentioned in this episode: 

Mar 9, 2018

Dave gives practical advice on evictions, budgeting as newlyweds, and how to invest for retirement. 

 

Featured Calls:

 

  • Jacob: Handling tenants who won't pay?
  • Parker: Use savings to cover our budget deficit?
  • Jeff: What if my Roth IRAs are maxed out?
  • Debt-Free Scream: Amy and Ryan paid off $67,000 after going through Financial Peace University! You can do it, too, with FPU: https://goo.gl/Ui6MDT
  • Isaac: If you're against debt, why are mortgages okay?

 

Dave also mentioned:

 

Mar 8, 2018

The Dave Ramsey Show is real talk from America's trusted voice on life and money.

 

 

Featured Calls

  • Aaron asks if a Roth or Traditional 401(k) is better.
  • Ashley is afraid they can't afford their brand-new house. 
  • Tina doesn't know how to help her broke parents.
  • Debt-Free Scream! Jason and Katie paid off $94K!
  • Rachel is in debt but wants to have another baby.
  • Beverly is her late 50s with $255K in student loans.

 

 

 

Resources mentioned that will help you win with money:

 

 

 

Mar 8, 2018

The Dave Ramsey Show is real talk from America's trusted voice on life and money.

Featured Calls:

  • Rick asks how to stay competitive in business without debt.
  • Lola wonders if mutual funds are too risky right now.
  • David, 39, wants to move back in with his parents.
  • Holly isn't sure why term life insurance is the best choice.
  • Debt-Free Scream! Chase and Allison paid off $540K!
  • Amanda's mom is giving her a guilt-trip about money.

Resources mentioned that will help you win with money:

 

Mar 8, 2018

Chris Hogan joins Dave in studio to interview self-made millionaires and find out how they did it--including how much they've ever paid for a pair of jeans!

Featured Calls:

  • Keanna ($1.6MM) and her husband never made over $110K.
  • Walter ($2.1MM) has never purchased a new car.
  • Mark ($1.65MM) worked the same job for 30 years. 
  • Jim ($1MM) is the youngest millionaire on today's show.
  • Dave ($3.1MM) started out making only $12K.
  • Calvin ($2.4MM) warns that debt is not your friend!

Resources to Help You Build Wealth:

 

Mar 7, 2018

Learn everything you need to know about leaving a lasting legacy to your family with The Legacy Journeyhttps://goo.gl/z5xhVB

 

Other resources mentioned on today's show:

Mar 7, 2018

Discover how to overcome fear and make money by living your dream at the Business Boutique 1-Day Event: https://goo.gl/AMXNfq

 

Other resources mentioned on the show:

Mar 7, 2018

The key to getting out of debt is to stop spending money you don't have. Start telling your money what to do instead of wondering where it went with the EveryDollar budget planner: https://goo.gl/j2acMb

 

Other resources mentioned on today's show:

Feb 14, 2018

You can leave a legacy for your family. Start the journey today: https://goo.gl/LggECP

 

 

Feb 14, 2018

Valentine's Day spending this year is expected to reach $19.6 billion!(1) Make a spending plan for the ones you love with EveryDollar. Create a budget in just 10 minutes! https://goo.gl/j2acMb

 

Also mentioned on today's show:

Jan 18, 2018

EveryDollar is the best budgeting tool around. Tap here to get started: https://goo.gl/j2acMb

Dec 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 28, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 28, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 28, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 25, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 25, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 25, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Dec 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 28, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 17, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 17, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 17, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 1, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 1, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Nov 1, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 24, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 18, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 12, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 12, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 12, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 11, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 11, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 11, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 9, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 9, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 9, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Oct 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 25, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 19, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 18, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 18, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 18, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 14, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Sep 6, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 30, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 29, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 28, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 9, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 2, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Aug 2, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 20, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 6, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 6, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 6, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jul 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 4, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 3, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 3, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jul 3, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 27, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 23, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jun 23, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jun 23, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

Jun 14, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 13, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Jun 7, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 16, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 16, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 16, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 15, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 15, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 15, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 8, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money. 

May 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

May 5, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 26, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 21, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 20, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 14, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 12, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 10, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.

Apr 6, 2017

The Dave Ramsey Show is real talk from America’s trusted voice on life and money.