Dave answers questions from across America on funding a foundation, buying a house with cash, and Social Security. Debt-Free Scream: A family from Missouri visits the show to share how they paid off their house in just 13 months: "We did a major downsize . . . we were on a minimalist journey, and everything we sold we put towards the house."
Transform Your Business and Your Life.
Whether you’re just getting started or you’ve been running a business for years, Business Boutique will give you the tools, training, and support you need to make money doing what you love.
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Dave answers questions from across America on how to make a plan for your money, when to sell your car, and dealing with nosey moms. Special Guest: Ramsey Personality Christy Wright joins Dave in studio to chat about how to reach your goals and grow your business to the next level. Debt-Free Scream: A couple from Indiana visits the show to share what motivated them to pay off $91,000 in just 18 months: "We just did not make enough money. We were struggling."
Transform Your Business and Your Life.
Whether you’re just getting started or you’ve been running a business for years, Business Boutique will give you the tools, training, and support you need to make money doing what you love.
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Dave answers questions from across America on what to do with your inheritance, budgeting with an irregular income, and dealing with business debt. Debt-Free Scream: A couple from North Carolina visits the show to share their debt-free story. They paid off $207,000 in less than 3 years:"It doesn't matter how far down you start, as long as you are moving upward and getting faster as you go up."
You Can Do This. It's Up to You.
Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires to learn how you CAN become a millionaire.
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Dave answers questions from across America on bitcoin, paying your tax bill, and paying cash for grad school. Debt-Free Scream: A couple from Indiana visits the show to share how they paid off $128,000 using EveryDollar: "You can't sacrifice what you want most for what you want RIGHT NOW." If you're freaked out by debt, don't burn your house down! This episode can help you win with money.
You CAN Win With Money:
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Dave answers questions from across America on getting rid of an upside-down car, credit card rewards, and pensions. Debt-Free Scream: A couple in New York calls the show to share what motivated them to pay off $77,000 in just nine months: "Our relationship started to get rocky. It was just fights after arguments and all that." If you're sick of not having a plan for your money, this episode can help you win with money.
Help People Win With Money:
Lead a Financial Peace University Group.You don't have to be a financial expert to lead a class—Dave Ramsey will handle all the teaching! Use online resources and your Coordinator Guide to prepare for each lesson and the class discussion questions.
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Dave answers questions from across America on refinancing your mortgage, term life insurance, and investing for retirement. Debt-Free Scream: A couple from Indiana visits the show to share how they paid off $75,000: "I worked two full-time jobs and worked overtime at both jobs." If you're tired of never having enough money to live the life you want, this episode can inspire you to make a plan to take control of your life and your money.
You Can Do This. It's Up to You.
Preorder our new book Everyday Millionaires, based on the largest study EVER conducted on 10,000 U.S. net-worth millionaires to learn how you CAN become a millionaire.
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Dave opens the show remembering how it has been 30 years since he declared bankruptcy: "Do you ever think where you'd be if you didn't get knocked down?" Debt-Free Scream: A couple from West Virginia visits the show to share how they paid off a $36,000 tractor in just seven months after attending a life-changing Financial Peace University group: "You really have to make sacrifices and work together."
Work Together on Budgeting:
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Dave answers questions across America on reverse mortgages. Special Guest: Best-selling author Pat Lencioni calls the show to talk to Dave about creating the right culture in your organization. "The world wants to hear someone who gives them real advice and even err on the side of truth to help them." Two Debt-Free Screams: A couple from Missouri visits the show to share how they paid off $62,000. Later, Dave chats with a couple in Maryland who paid off over $99,000 in just 14 years: "It was pretty much just all hustle and grind . . . getting up at 6 in the morning and getting home at 9 at night, and a lot of rice and beans."
Never Worry About Money Again:
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Dave answers questions across America on car leases, debts in collections, and owning stock. Two Debt-Free Screams: A couple from Missouri calls the show to share how it feels to they pay off $43,000 in just 9 months: "There's no longer any fear." Later, Dave chats with a couple in Washington, D.C., who paid off $194,000 in just two years!
Never Worry About Money Again:
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Dave answers questions from across America on paying off debt, TSP funds, and how much to spend on a wedding. Special Guest: Ramsey Personality Rachel Cruze joins Dave in studio to talk about getting back to the basics with money and handling money together in marriage.
Kick-Start Your Financial Goals:
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This episode starts off with a call from a high school student taking a personal finance class. Listen as Dave answers the class's question about college: "I believe in education. It gives you an advantage forward, but it is not what causes you to be successful." Dave answers questions from across America on buying a car, IRAs, and inaccurate credit bureau reports.
Never Worry About Money Again:
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Dave starts the show giving practical advice to an HVAC installer who is managing a small business that's sinking: "All money's not good money." — Dave
Special Guest: TV personality Mike Rowe calls the show to chat with Dave about the art of storytelling. "It's tough to beat 'Once Upon A Time' and a campfire."
Debt-Free Scream: A couple from Georgia calls the show to share how they paid off $91,000 in just a year: "He called me at work and told me to pick him up because he just sold my car. That's when I knew he was serious!"
You CAN Become a Millionaire:
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Dave answers questions from across America on how to get out of debt with the Baby Steps, workers' comp, and real estate investing. Debt-Free Scream: A couple in New Jersey calls the show to share how they paid off over $64,000 in just 18 months after going through Financial Peace University: "We had our 'Wine and Cheese' monthly budget meeting."
We Make it Easy. You Make it Fun:
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Dave answers questions from across America on paying cash for college, investing for teenagers, annuities and Roth IRAs. Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to chat about facts versus feelings when it comes to becoming a self-made millionaire: "It's not about how much you make . . . we've got to get over this mind-set that everything's against us and that we don't have an opportunity." — Chris Hogan
Learn How to Become a Millionaire:
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Dave answers questions from across America on buying your first home, getting out of debt, and how to get your spouse on board with money. If you're feeling overwhelmed by debt, this episode can help you make a plan for your money and become debt-free so you can live more and worry less!
Get Out of Debt:
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Dave answers questions from across America on investing while in debt, paying off HELOCs, and how much to keep in an emergency savings fund. Debt-Free Scream: A family from Missouri visits the show to share how it feels to be after paying off their mortgage in just over 2 years: "It just feels like a weight has been lifted off. We don't owe anybody anything!" Dave discusses the new legislation that allows you to freeze your credit: "It's a partial block against some types of fraud."
Learn How You CAN Win With Money:
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Special Offer: Get your step‑by‑step plan to get rid of your debt and become a millionaire with the Everyday Millionaires + The Total Money Makeover audio bundle.
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Dave answers questions from across America on tax audits, overcoming a sense of entitlement, and how to teach kids about money. TWO Debt-Free Screams: First a couple in Arizona calls the show to share how they paid off $64,112 in just 14 months using the EveryDollar budgeting tool. Later in the show a couple—also from Arizona—visits the studio to share their debt-free journey: "We got into the budget and discovered how much money we had left over and what we could do with it."
TOUCHDOWN: Dave shares a story about the greatest honor of his day that happened in the lobby of Ramsey Solutions during a commercial break.
Take Control of Your Money:
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Dave opens this episode with heartfelt comments about those in the Carolinas affected by Hurricane Florence. Mini DAVE RANT: "Get you some money!" Dave answers questions from across America on giving advice to parents, relocating, and paying off debt. Debt-Free Scream: A university professor from Kentucky shares her story of paying off $88,764 in just nine months using the envelope system: "When money is under control it makes other decisions peaceful."
Get Your Money Under Control:
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Dave answers questions from across America on when to buy a house, real estate, student loan consolidation, and investing. Debt-Free Scream: A couple from Missouri visits the show to share how they paid off $75,000 in three years: "I budget everything. I'm a big budgeter."
Budgeting Just Got Easy with EveryDollar:
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This episode opens with a classic DAVE RANT: "You've met well-educated stupid people before, haven't you?" Dave answers questions from across America on saving for a house, how to diffuse tension in awkward conversations, and the best way to manage your money when you're hopelessly in debt. You CAN win with money, and Dave will tell you how. In this episode, listen to a simple step-by-step plan to get out of debt, build wealth and change your family tree forever!
Help People Change Their Family Tree:
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Dave answers questions from across America on charities, insurance, 401(k) investing and social security. Struggling to find motivation to pay off debt? In this episode Dave gives tangible ideas to help you get back on track!
Get a step‑by‑step plan to get rid of your debt and become a millionaire:
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Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to interview everyday millionaires across America to discover how they did it!
Everyday Millionaires:
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Dave answers questions from across America on recovering financially after addiction, owning a small business, and expense-to-income ratios. Special guest Max Lucado joins Dave on air to discuss the power of Hope. Debt-Free Scream: A couple from Indiana visits the show to share what motivated them to pay off over $105,055 in less than three years: "One day I just started adding up everything we owe, and it takes your breath away."
Feel Like You Got a Raise:
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Dave answers questions from across America on verbal contracts, tithing, handling an inheritance, and FEMA loans. Debt-Free Scream: A BIG family from Iowa visits the show to share how they worked together to pay off $140,000 in just seven months: "We went dumpster diving! That's another crazy thing we did."
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Dave answers questions from across America on when to buy or sell a house, when to get out of a car lease, cashing out retirement funds, and estate planning. Is the paycheck-to-paycheck life leaving you feeling panicked and insecure? Taking control of your money is easier than you think, and this episode will show you how to live smarter!
Decide to Live Smarter:
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