Info

The Dave Ramsey Show

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.
RSS Feed
The Dave Ramsey Show
2018
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February


2016
December
November
October
September


2015
December


All Episodes
Archives
Now displaying: Page 1
Apr 20, 2018

Get answers to real-life money questions on these topics: buying a house with cash, tithing, how to handle an inheritance, and investing in 401(k)s with a company match. A couple from Michigan shares how they paid off $202,163 to become DEBT-FREE!

 

 

Featured Calls:

  • Ashia: How can I avoid getting a mortgage?
  • Aisha: Should we keep renting or buy?
  • Crissy: We own a house with my sister, and she wants out.

   

  

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 20, 2018

Get answers to real-life money questions on these topics: IRA investing, child support, ESA funding, the fastest way to get out of debt, how to sell an upside-down car and the risks of working for family. A young couple from Ohio shares how they paid off $173,000!

 

 

Featured Calls:

  • Hunter: Is it better to invest pre-tax or post-tax?
  • Cameron: Should I get a side-hustle to get out of debt faster?
  • T.J.: Should we fix the bullet holes in our car before we sell it?
  • Michael: Should I go to work for my brother-in-law?

   

  

Win With Money:

 

Apr 20, 2018

Get answers to real-life money questions on these topics: 401(K) investing, home buying, annuities and how much cash to keep on-hand for emergencies. A couple from Texas visits the studio to share their debt-free story!

 

 

Featured Calls:

  • Jamie: Should we take out a second mortgage to pay for bug extermination?
  • Jaleesa: Where does my car loan go in the debt snowball?
  • Joyce: Should I pay off my house?

   

  

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 19, 2018

This episode gives practical advice to callers with real-life money questions. Specific topics range from overwhelming car payments to working together in marriage and the effect of debt on the economy to identify theft. A couple shares their debt-free story: "We thought we were managing our money, but our money was managing us."

 

 

Featured Calls:

  • Melanie: Should I pay off my car first?
  • Mitch: Should I use the income from my nest egg to invest in a Roth IRA?
  • Leonard: How do I fight a collector when I'm the victim of identify theft?

   

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 19, 2018

This episode gives practical advice to callers with real-life money questions. Specific topics range from low-paying jobs to fatalistic statements and life insurance to Chapter 13 bankruptcy. A couple shares how they became debt-free: "It's so cool. Because we paid off all our debt, we're going to Pairs and London in a few weeks! We're able to cash flow it!"

 

 

Featured Calls:

  • Alia: How can I make the Baby Steps work on a low income?
  • Ben: Can I refinance after a Chapter 13 bankruptcy?
  • Steven: 31 years old with two kids, should I keep staying with my parents while I save for a house?

   

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 19, 2018

This episode gives practical advice to callers with real-life money questions. Specific topics covered range from term life insurance costs to mortgage interest rates and how to go to college without student loans to the seven steps to becoming wealthy. A couple from Nashville shares the key of success in their debt-free story: "We're a team. We don't do anything without consulting one another."

 

 

Featured Calls:

  • Jennifer: Do I need life insurance if I'm divorced?
  • Brittany: How does a mortgage company determine your interest rate if you have a zero credit score?
  • Shelly: Can we save for college and pay off the house?
  • Adam: What spending and saving ratios should we use with our kids?

   

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 18, 2018

This episode gives real-life inspiration to anyone who wants to learn how to become a millionaire. Discussion topics range from determining net worth to focused intentionality.

 

More From Chris Hogan: 

"It's all about discipline, hard work and intentionality." --Chris Hogan

 

 

Featured Calls:

  • Gary: I have $1 million net worth and never made over $57,000 annually.
  • Del: I'm worth $22 million at age 53.
  • Mark: I don't have a degree, but I'm worth $1.35 million at age 50.

  

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 18, 2018

This episode gives matter-of-fact guidance on money to help people with life's problems. Discussion ranges from investing for retirement to car-buying tips and declaring bankruptcy to avoiding business debt. A farming couple from Montana drops by the studio with over $700,000 of debt and receive a hard wake-up call for their business and marriage. 

 

 

Featured Calls:

  • Janelle: My husband is retiring at the end of the month and we have no retirement savings.
  • Joy: Can you give me some used car-buying tips?
  • Abe: I'm being sued by AmEx for $15,000.

  

 

Win With Money:

 

 

Also Mentioned in This Episode:

Apr 18, 2018

This episode gives hope to people struggling to negotiate with debt collectors. Also, hear practical advice on topics from IRAs to paying off debt and tithing to budgeting. 

 

 

Featured Calls:

  • Sara: Collectors didn't accept my offer on my final debt, and I don't know what to do.
  • Miranda: I'm not sure which loan to pay on first.
  • Chris: I make $80,000 but I'm living paycheck to paycheck.

 

 

More From Chris Brown: 

"Silent gratitude is useless." — Chris Brown

 

 

Get Out of Debt:

 

 

Also Mentioned in This Episode:

Apr 17, 2018

This episode gives common sense advice for people who want to take control of their money and beat debt for good! 

 

 

Featured Calls:

  • Isaiah: What do I do with my whole life policy?
  • Debt-Free Scream: Kyle and Jenn are debt-free!
  • Jacob: Why should I hire an investment advisor?

 

 

Win With Money:

 

 

Also Mentioned In This Episode:

Apr 17, 2018

This episode gives expert advice on life and money. Topics covered vary from retirement annuities and construction loans to setting realistic timelines on goals and how to help people with their finances.  

 

 

Featured Calls:

  • Chris: Is an annuity right for my mom?
  • Nicole: Which construction loan option is best?
  • Matt: Stop retirement investing to pay off the house?

 

 

Beat Debt:

 

 

Also Mentioned In This Episode:

Apr 17, 2018

This episode gives workable solutions to life's money questions. Specific topics range from paying taxes and investing for college to combining finances in marriage and how to find a reputable attorney. Also, hear the truth about USDA Loans: "I think it is one of the worst mortgage programs out there." — Dave

 

 

Featured Calls:

  • Savannah: Should I invest my college savings in the S&P 500?
  • Mary: What should I do with an insurance settlement?
  • Kyle: How do we select mutual funds in a 529?

 

 

Win With Money:

 

 

Also Mentioned In This Episode:

Apr 16, 2018

This episode gives no-nonsense guidance on topics ranging from life insurance and budgeting to buying or selling a rental property and how to find an old debt in collections. Dave gives book recommendations for small business owners and people working a side-hustle. A couple from Hawaii shares their debt-free story!

 

Featured Calls:

  • Isaiah: What's the best way to control my spending?
  • Harry: My wife and I disagree about selling the rental.
  • Kathleen: Should we get child riders on our life insurance?
  • Debt-free Scream: Kyle and Jenn paid off all of their student loan debt after reading The Total Money Makeover! 

 

Win With Money:

 

Also Mentioned In This Episode:

Apr 16, 2018

This episode offers sensible solutions on topics from increasing your income and getting out of debt to keeping enough cash in an emergency fund and paying off the mortgage. A young lady from Kansas City shares her debt-free journey: "Passion is empty without action!"

 

Featured Calls:

  • Alyssa: Is it better to hold a garage sale or donate the items for a tax write-off?
  • Tim: Should we use non-retirement funds to pay off our house?
  • Lavina: How do I overcome my fear of charging enough for my side hustle?
  • Debt-free scream: Brittany paid off $20,000 in 6 months. "I lived like a poor college student."

 

Win With Money:

 

Also Mentioned In This Episode:

Apr 16, 2018

This episode gives expert advice to investors, parents and hard-working people who want to beat debt. Discussion topics range from investing and real estate to determining your net worth and how to raise money-smart kids. Also, a family from Colorado shares how they paid off $395,000 to become debt-free in five years!

 

DAVE RANT: "An eagle that doesn't leave the nest is what's known as a turkey." 

 

Featured Calls:

  • Conner: Should I listen to my parents' advice and start investing before I pay off my student loans?
  • Tori: Should I pay my son to do his homework?
  • Debt-Free Scream: Kasey and Mandy paid off their house after taking Financial Peace University! "You have to get crazy and be willing to live below your means."

 

Beat Debt:

 

Also Mentioned In This Episode:

Apr 13, 2018

Learn how to turn your finances around and get rid of an upside-down car. Listen to insight on why the debt snowball is the fastest way to find financial peace! "Freedom. When are you gonna get you some?" — Dave

 

Featured Calls:

  • John: How do I handle two upside-down trucks?
  • Travis: Should I wait to pay off a 0% interest debt?
  • Debt-Free Scream: Brandon and Kelly paid off over $120,000 after being inspired by another couple's debt-free scream!
  • Steve: Pay for our dream property with retirement funds? 

  

Win With Money:

 

Dave Also Mentioned:

Apr 13, 2018

If you're sick and tired of drowning in debt and want a way out, you'll find practical step-by-step advice in this episode. Learn whether adult children are responsible for their parents' debts and the best way to handle an overwhelming amount of medical bills. 

 

Featured Calls:

  • Dustin: Keep my out-of-state rental?
  • Ben: Roll my credit cards into my HELOC?
  • Heather: How can I buy my leased car?
  • John: How should we prioritize our medical expenses?
  • Zachary: How can I attack student loan debt when I spend $2,200 on housing each month?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 13, 2018

Does your family run from you when you talk about money? This episode covers how to talk to your family about spending and a quick way to find $5,300 to throw at your debt in just 9 weeks. Also, learn how much you should be spending on housing and whether or not banks have the power to garnish your wages. A caller from Germany asks whether he should invest while he still has student loans. 

 

More From Ken Coleman:

 

More From Chris Brown:

 

Featured Calls:

  • Adam: How do I talk to family members about debt? 
  • David: I need to buy a truck so I can make money.
  • Christina: What percent of my income should go toward rent?
  • Tanya: Can the bank garnish my wages to pay a credit card bill?
  • Dominic: Should I pay off my student loans before investing?
  • Justin: Should I add on to my trailer?

 

Get Out of Debt:

 

Also Mentioned on the Show:

Apr 12, 2018

Dave discusses the research that proves people spend way less money when they pay with cash. Dave explains what an emergency fund is and how much money to keep in your bank as a "buffer." A non-Christian asks if he should feel guilty for not tithing 10%. A young couple from Alaska calls Dave to yell, "I'm DEBT-FREE!" At the end of the show, Dave gives a shout-out to the Nashville Predators and (more importantly) to his son and daughter-in-law-to-be!

 

Featured Calls:

  • Josh: Do I really need to save $1,000 in Baby Step 1?
  • Brantley: Should I tithe as a non-Christian?
  • Debt-Free Scream: Randy and Sarah paid off $195,000—including the house—after reading The Total Money Makeover!
  • Taylor: How long should we rent before we buy?

 

Win With Money:

 

Dave Also Mentioned:

Apr 12, 2018

Dave explains that sometimes your main motivation is simply retiring with dignity. Also, Dave shares his opinion on hobby investing and the get-rich-quick mentality. A family of "weird people" visits Dave in the studio to yell, "We're DEBT-FREE!" Dave helps a stay-at-home mom decide whether to go back to work and warns against over-buying insurance.

  

Featured Calls:

  • Rose: I'm having a hard time staying motivated because the budget is so sparse.
  • Zack: What are your thoughts on peer-to-peer lending?
  • Diego: Should I use my girlfriend's income to pay off the house?
  • Debt-Free Scream: Dustin and Tricia paid off  the last $80,000 of their mortgage in less than a year!
  • Heavenly: How can we pay off our last debt if I stay home?

 

Win With Money:

 

Dave Also Mentioned:

Apr 12, 2018

Dave answers questions about refinancing mortgages, old 401(K)s and risky Airbnbs. Fan Favorite: Dave Reads Mean Tweets! A couple comes all the way from Florida to visit Dave in the studio and scream, "We're DEBT-FREE!" Dave explains what formula to follow when deciding to go full time with your side-hustle.

 

Featured Calls:

  • Nick: Refinance to a 20-year mortgage?
  • Sharon: What should I do with an old 401(k)?
  • Susie: Keep our rental as an Airbnb?
  • Debt-Free Scream: Kenny and Nancy paid off over $86K in less than two years. "We definitely wanted to change our family tree."
  • Jean: Is a CD the best way to save for retirement?
  • Josh: When can I quit my job to go full time with my own business?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 11, 2018

Dave gives practical advice on how handle tough conversations with toxic family members and what to do if your rental property tenants are also family. A single dad in New York calls Dave to yell, "I'm DEBT-FREE!" Dave explains why money isn't always the deciding factor on life decisions.

 

Featured Calls:

  • Keenan: Should we talk to our toxic family about our will?
  • Alan: We're renting to family but want to sell the property to pay down debt.
  • Debt-Free Scream: Mark paid off nearly $200K following Dave's Baby Steps after reading The Total Money Makeover. "I don't ever want to look at another can of chicken again!" 
  • Justin: Should I take a job in Denver?
  • Patty: Which medical settlement should we accept?

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 11, 2018

Dave gives insight into small business taxes and how long to hold on to important financial documents. Dave tells a caller that her husband needs to "man up." A law student asks for advice, but Dave realizes she's smarter than he is! A couple from Miami visits Dave in the studio to get career advice.

 

Featured Calls:

  • Andy: Should we be taking a salary from our business?
  • Melinda: I'm a document hoarder. What should I keep?
  • Ellie: Is it too late to start saving for retirement?
  • Melissa: I'm ready to attack our debt, but my husband doesn't like talking about money.
  • Andie: Working two part-time jobs in law school. Can I quit one?
  • Mark: My wife died last month, and I'm not sure how to sell the house.
  • Liz and Ray: Should we consider moving? I might get laid off this month.
  • Andrew: How do I get control of my debt?

 

Win With Money:

 

Dave's Hiring!

 

Dave Also Mentioned:

Apr 11, 2018

Dave explains the basic idea that not paying income tax is breaking the law (duh!) and gives practical advice about when to buy or sell a home. A spunky Italian calls in with a car question and cracks Dave up! A couple from Cincinnati visits Dave in the studio to scream "We're DEBT-FREE!" Dave shares opinion on cultural and Jewish rite-of-passage events, and how much to spend on big celebrations.

 

Featured Calls:

  • Kassie: Is there a benefit to getting a job "under the table?"
  • Karen: Do I need long-term disability insurance?
  • Karly: Are we ready to buy a house?
  • Amy: Where should we park $15,000 for a car purchase?
  • Debt-Free Scream: Jim and Sarah paid off $214,000! "We can breathe now."

  

Get Out of Debt:

 

Dave Also Mentioned:

Apr 10, 2018

April is Financial Literacy Month, and we're celebrating in a huge way! Ramsey Solutions, along with Amridge University, is inviting high school students across the country to test their personal finance knowledge by taking the $20,000 Financial Literacy Challenge. Also, teachers could win a $5,000 vacation for two!

 

More From Anthony ONeal:

 

Featured Calls:

  • Carolyn (and her class full of students): What is the best way to start in the stock market?
  • Grayson: What are the pros and cons to the retirement options offered by the army?
  • Rhonda: One of my students feels pressured to pursue a career he doesn't think he'll enjoy.
  • Larry: What is the implication of the national debt on current high school students in the future?
     

Teacher Appreciation Giveaway: Win a $5,000 Vacation for Two! https://goo.gl/u3rAar

 

Students, Take the $20,000 Financial Literacy Challenge: https://goo.gl/nrkNtr

 

Dave Also Mentioned:

1 2 3 4 5 6 7 Next » 12