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The Dave Ramsey Show

Get motivated and stay on track with your goals by listening to The Dave Ramsey Show, the fourth most downloaded podcast of 2017. In each show, Dave answers questions from listeners on subjects like debt, investing, retirement, insurance, and marriage. A best-selling author, Dave has sold over 10 million books. For more information, visit www.daveramsey.com
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Now displaying: 2018
Sep 10, 2018

Dave answers questions from across America on how to build wealth, retirement, and cashing out your pension. Ramsey Personality Rachel Cruze joins Dave in studio to discuss how to dream with your spouse and find a renewed vision for your relationship. Debt-Free Scream: A young family from Utah visits the show to share how they paid off their house: "For six years, we had one car in our marriage—we have two kids—and I rode my bike to work every day.

 

Build Wealth and Prepare for Retirement: 

  • Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired.

 

How to Find Rachel Cruze:

 

Featured Calls:

  • Can I afford to build a retirement home?
  • Should I stay in Korea with my girlfriend or move back home to pay off debt?
  • Is it smart to cash out a pension to pay off debt?

 

Also Mentioned on the Show:

 

Thanks for listening!

 

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Sep 10, 2018

Dave answers questions from across America on paying off debt and how long it takes to become a millionaire. Debt-Free Scream: A couple in Florida calls the show to share how they paid off over $104,000 in just over two years: "We were looking real nice but we were riding upside down, so we got rid of our truck and our van." 

 

Good News! You Can Get Out of Debt Regardless of Age or Income: 

 

Featured Calls:

  • What's the best way to get out of debt?
  • Should I sell my empty rental property?
  • Will I be a millionaire in 12 years?
  • Is it OK to take a honeymoon while we have debt?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 10, 2018

Dave answers questions from across America on HSAs, term life insurance, choosing the right career path, and living life debt-free. Dave coaches a man in Florida who thinks his only option to financial freedom is declaring bankruptcy. Listen as Dave explains why a lot of his debt isn't eligible for bankruptcy, and gives him a clear path to take control of his money.

 

Make Money Doing What You Love: 

The FREE Business Boutique Workshop shows you how to have a business that allows you to make money and make time for what matters most to you!

 

Featured Calls:

  • We're expecting twins. Should we put our emergency fund into our HSA?
  • Is group term life insurance a scam?
  • Should I go back to school or keep working as a bartender?
  • Is it OK to take out a mortgage on a lake house?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 7, 2018

Dave answers questions from across America on MLMs, when to pay off your home mortgage, solar panels, and auto insurance and car leases. Debt-Free Scream: A couple from West Virginia visits the show to share how they paid off $105,000 in less than 2 years!

 

You CAN Win With Money:

 

Featured Calls:

  • How do I know if the MLM I'm considering is a scam or a legitimate company?
  • Should I invest first or pay off the mortgage?
  • Is a power-purchase agreement for solar panels a good idea?
  • Do I need uninsured motorist insurance?
  • Should I finance a mortgage for my granddaughter?

 

Also Mentioned on the Show:

 

Thanks for listening!

 

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Sep 7, 2018

Dave answers questions from across America on how to make money in real estate, sinking funds, interest rates for 529s and how to get out from under a huge pile of debt. Debt-Free Scream: A couple in Texas calls the show to share how they paid off $53,000 in just 17 months using the EveryDollar budgeting tool together!

 

The Easy Way to Budget Sinking Funds:

  • Create your budget in just 10 minutes with EveryDollar!

 

Featured Calls:

  • Are VA home loans a good idea for disabled veterans?
  • How much interest should we be getting on our 529s?
  • How do I get started paying off $372K in debt?
  • What should I do with my military TSP?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 7, 2018

Dave answers questions from across America on wills and estates, the best way to pay off credit cards, and best practices for investing money. Debt-Free Scream: A family of six from Utah visits the show to share how they paid off over $499,000: "For 10 years we followed your plan to a 'T.' We were broke . . . and following your plan, became millionaires."  Dave talks about the new 2018 tax laws.

 

Blow Up Your Debt:

 

Featured Calls:

  • Can my mom sell a property without her name on the deed?
  • Should we put our inheritance toward college savings or pay down our mortgage?
  • We can't afford the minimum payments on our credit cards. 

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 6, 2018

Dave answers questions from across America on bankruptcy, the bond market vs. the stock market, and how to set family boundaries. Debt-Free Scream: A couple from Florida visits the show to share what motivated them to pay off $346,000.

 

Take Control of Your Money:

 

Featured Calls:

  • Should I file bankruptcy?
  • Is it okay to pay for a class while pausing Baby Step 2 to save for a baby?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 6, 2018

Dave answers questions from across America on investing for retirement, stocks, back-door ROTHs, and the fastest way to build wealth. Debt-Free Scream: A couple in Texas calls the show to share how they paid off $68,000 in just 18 months! Dave encourages a mom to use her money to go on a family vacation after a heart-breaking season of life. 

 

Build Wealth and Prepare for Retirement: 

 

Featured Calls:

  • Why do you recommend putting 15% of your income into retirement?
  • Should we sell our company stock to pay off debt?
  • Is it smart to sell our car to pay for a new deck?
  • Can we use our savings to take a vacation?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 6, 2018

"Really, what great parenting and great relationships are about is getting the big stuff right. And just let the other stuff that we all worry about go." — Dr. Meg Meeker

 

Dave answers questions from across America on your life and your money! Parenting expert Meg Meeker and Ramsey Personality Anthony ONeal join Dave in studio to chat about ways to help parents connect with their kids. 

 

Decide to Parent Smarter:

 

Featured Calls:

  • How can I set boundaries with my mother-in-law who wants to visit our new baby too often?
  • Is it the parent's or child's responsibility to pay off student loans?
  • How can I help my 12-year-old son start a business?
  • What can I do to help my parents with their retirement savings?

 

More from Meg Meeker: 

 

Also Mentioned on the Show:

 

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Sep 5, 2018

 

Dave answers questions from across America about the fastest way to pay off debt, how to plan for marriage financially and investing. Christy Wright joins Dave in studio to talk about how to simplify your marketing plan for a new business idea.

 

Get Support and Inspiration for Your Small Business:

 

Calls This Episode:

  • I'm getting the run-around from an insurance agency after I cancelled the policy.
  • Should I go back to work or take disability?
  • Can I use my retirement funds to pay off my car loans?
  • How do I prepare to pay off my fiancee's debt when we get married?
  • What are my best investment options in the U.S.?

 

Want to Hear More From Christy Wright? 

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 5, 2018

Dave answers questions from across America on upside-down cars, interest rates, bad financial advice and California real estate. Debt-Free Scream: A newlywed couple from Texas visits the show to share how they paid off over $27,000 in just seven months after learning about Dave Ramsey in high school! 

 

Teach Students Wise Money Habits Early:

 

Calls This Episode:

  • I want to get rid of my car payment, but my advisor says focus on higher-interest loans first.
  • Is it OK to get a house if we can't get a 15-year fixed mortgage?
  • We have a loan with 149% interest and I don't know how to get it paid off.
  • Should we use our HSA to pay for IVF treatments?
  • Should I sell my truck?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 5, 2018

Dave answers questions from across America on debt, career changes and handling life insurance payouts. Learn how you can protect your family by making a solid financial plan and getting a will in place, so your loved ones don't have to worry about money if the unexpected happens.

 

Develop a Financial Plan:

 

Calls This Episode:

  • What's the best way for me to pay off my debt?
  • Should I switch jobs?
  • My wife died suddenly; how do I handle my wife's life insurance policy?
  • I'm helping my mom deal with a Chapter 13 bankruptcy and we can't make the payments.
  • I'm destroying my car's value with mileage for my job.

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 4, 2018

Dave answers questions from across America about student loan forgiveness programs, IRAs and 401(k)s, how make money fast when you're broke, budgeting on an irregular income, and how to sell an upside down car. 

 

Tackle Your Debt Problem:

 

Calls this Episode:

  • What is your opinion on loan forgiveness programs?
  • My parents want me to take out more student loans, but that doesn't make sense to me!
  • How do you get started budgeting on an irregular income if you don't have an income history?
  • I want to get out of my car lease so I can save more money.

 

Also Mentioned on the Show:

 

Thanks for listening!

 

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Sep 4, 2018

Dave answers questions from across America on saving for college, mutual funds, car loans and annuities. Debt-Free Scream: A couple from Michigan visits the show to share how they paid off $152,000 in less than 4 years! Dave explains how to give teenagers space to make money mistakes as you teach them how to manage finances.

 

Get Help With Your Investments:

  • For help with your retirement, college savings or other investments, talk with a SmartVestor Pro.

 

Calls this Episode:

  • Should we pause paying off debts while I'm pregnant?
  • Is it better to use a 529 plan or mutual funds to pay for college?
  • How can I get out of debt?
  • I took out a 457(b) loan!
  • Should I finance a car for my business?
  • What's the best way to set up an annuity?
  • How do I teach my daughter about money?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 4, 2018

Dave answers questions from across America about trust funds, fixed interest rates, and dealing with defaulted credit cards. Debt-Free Scream: A determined single mom from Missouri visits the show to share how it feels to pay off $35,7000 in just 17 months: "If I did this with my finances, what else can I do? The world is literally at my fingertips!"  

 

Get out of Debt:

 

Today's Calls:

  • What questions should I ask about a trust fund my wife inherited?
  • Should I sell my house or get a part time job to get out of debt?
  • Is it a good idea to take out a personal loan at a lower interest rate to pay off my student loan?
  • How do we handle a lawsuit on defaulted credit cards?

 

Also Mentioned on the Show:

  

Thanks for listening!

 

Using Google Play? Here are links to the resources mentioned above:

 

Sep 3, 2018

Dave answers questions from across America about your life and your money. Featured call: A new budgeter in California needs help calculating how much money he'll have left over each month to throw at debt. Listen as Dave coaches him to calculate his living expenses to make a smart plan for his monthly income. Debt-Free Scream: A couple from Wisconsin visits the show to share how they paid off $68,000 in just two years after going through Financial Peace UniversityTwitter: Dave responds to a question on twitter about 529 college savings plans. Follow @DaveRamsey on Twitter to post your own question for Dave!

  

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 3, 2018

Dave answers questions from across America about your life and your money. Twitter: Dave responds to a question on Twitter asking how to calculate how long it will take to get out of debt. Follow @DaveRamsey on Twitter to post your own question for Dave! Featured call: A healthcare educator in Minnesota calls Dave to thank him because they were able to withstand an unexpected job loss after paying off $97,000 in debt: "If you had asked me a week ago I would have told you I have he most secure job there is . . . I've got a 2-year-old and a 1-year-old and a wife at home, and we would all be terrified, but we're going to be okay."

  

Also Mentioned on the Show:

  

Thanks for listening!

 

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Sep 3, 2018

Dave answers questions from across America about your life and your money. Special Guest: Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to discuss the largest study of millionaires ever done. The research reveals specific steps anyone can take to stop living paycheck to paycheck and build extraordinary wealth. "We want to help you get unstuck by getting on a plan that actually works." — Chris Hogan

 

Want to Hear More From Chris Hogan? 

  

Also Mentioned on the Show:

  

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Aug 31, 2018

Dave answers questions from across America about your life and your money. Debt-Free Scream: A family from Iowa visits the show to share how they paid off $80,000. Special Guest: Retirement expert Chris Hogan joins Dave in studio to discuss a millionaire study that destroys money myths that say the American Dream is dead.

 

Discover the Truth. You CAN Become a Millionaire:

 

Want to Hear More From Chris Hogan? 

 

Also Mentioned on the Show:

  

Thanks for listening!

 

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Aug 31, 2018

Dave answers questions from across America about your life and your money. Debt-Free Scream: A "weird" family in Oklahoma visits the show to share how they paid off their mortgage!

 

Be Weird. Budget With EveryDollar: 

  • Create your first budget in just 10 minutes with EveryDollar!

  

Also Mentioned on the Show:

 

Thanks for listening!

 

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Aug 31, 2018

Retirement expert Chris Hogan answers questions from across America about your life and your money. Featured call: A Marine in North Carolina wants to know if it's a smart idea to cash out a 401(k) to pay down debt. Listen as Chris explains the best way to attack debt and build wealth. 

 

Get Out of Debt:

 

Want to Hear More From Chris Hogan? 

  

Also Mentioned on the Show:

 

Thanks for listening!

 

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Aug 30, 2018

Dave answers questions from across America about your life and your money. If you're ready to help people change their lives and leave a lasting legacy for their family, leading a Financial Peace University group is fun and easy. Become a FPU Coordinator today to have a front-row seat as people start taking control of their finances! You don't have to be out of debt, and you don't have to have a finance degree. You just need to be available to cheer people on as they start their debt-free journey!

   

Also Mentioned on the Show:

 

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Aug 30, 2018

Dave answers questions from across America about your life and your money. The key to taking control of your finances is budgeting. Know exactly what you're bringing in and what you're spending so you can start telling your money what to do! 

  

Also Mentioned on the Show:

  

Thanks for listening!

 

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Aug 30, 2018

Dave answers questions from across America about your life and your money. Debt-Free Scream: A newlywed couple from Colorado calls the show to share how they paid off over $74,000 in 13 months! Dave Rant: "Crap—4th grade math will get you out of debt . . . how hard is this?!" 

  

Also Mentioned on the Show:

  

Thanks for listening!

 

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Aug 29, 2018

Dave answers questions from across America about your life and your money. 

  

Also Mentioned on the Show:

  

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